Events

Supervisor Certificate

AUDIENCE: New and potential first level supervisors.

This course prepares new and potential first-level supervisors to handle people management duties. Among the topics covered are hiring, performance management, coaching, rewards and recognition, corrective action, managing employee relations, and managing change.

Certificate: Students who complete this course and the Banking Today course or equivalent experience will receive the AIB

Supervisor Certificate. Forward a completed diploma/certificate application form to the Nebraska Bankers Association.

After successfully completing this course, you will be able to:

• Select the most qualified candidate for the job

• Describe the importance of ethical practices in banking

• Identify the major strategies for managing employee relations

• Execute and communicate clear performance objectives

• Recognize the need to coach others to achieve their personal best

• Explain the need to employee corrective action and plan appropriate steps for corrective counseling

• Describe different forms of recognition and the benefits

• Explain the change process and what actions to take to manage change

TEXT: All reading materials are provided online.

Recommended Instructional Hours: 16 Weeks Delivery Methods Available: Online

Recommended AIB Credits: 3.25

Date/Time: 11/15/2010-3/20/2011
Subject: None
Format: Webinar

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 11/3/2010 2:00 - 3:00 pm
Subject: CBA Special Events
Format: Teleconference

Introduction to Agricultural Lending

AUDIENCE: Those new to agricultural lending or with limited experience.

This AIB course will provide participants with the basic skills needed to begin to undertake credit analysis, loan structuring, monitoring, and provide guidance on dealing with problem loans. This course was developed in conjunction with the Schools of Banking, Inc., a jointly-owned subsidiary of the Kansas and Nebraska Bankers Associations.

After successfully completing this course, you will be able to:

• Describe the size and scope of U.S. agriculture and the characteristics of the four main classifications of farm size

• Describe the purpose of the Farm Financial Standards Council (FFSC) and the impact of the FFSC recommendations on agricultural lending

• Recognize and identify the key financial statements as recommended by the FFSC

• Define the classification of assets and liabilities for two category and three category balance sheets

• Calculate deferred taxes and the impact of such taxes on agriculture financial analysis and lender decisions

• Understand the differences between cash and accrual income statements

• Have a working knowledge of accrual income statements and their impact on proper financial analysis and lender decisionmaking

• Understand the statement of owner equity

• Understand the role of cash flow analysis in an agriculture operation and in making lending decisions

• Have a working knowledge of the “Sweet Sixteen” ratios, specifically: Repayment, Liquidity and Solvency Analysis

• Describe the importance and purpose of a loan policy in your bank.

TEXT: All reading materials are provided online.

Recommended Instructional Hours: 8 Weeks Delivery Methods Available: Online

Recommended AIB Credits: 1

Date/Time: 10/12/10-12/31/10
Subject: None
Format: Webinar

Appraisal Regulations Update

In November 2008, federal regulators jointly proposed new FIRREA Appraisal Guidelines to replace guidelines last issues in 1994. As of late July 2010, regulators have not finalized new guidelines.

Date/Time: 9/30/10 12:30 - 2:30 pm MT
Subject: Compliance
Format:

Call Report Preparation

Offered thru the Center for Financial Training - Call reports which are prepared incorrectly can create major problems, including regulatory penalties...are you prepared?

Location: Denver - Curtis Hotel, 1405 Curtis
Date/Time: 9/28/10, 9:00 am to 4:00 pm
Subject: Compliance
Format:

Money and Banking

AUDIENCE: Management trainees and other personnel of banks or service providers to the banking industry.

This AIB course presents essential information on how money functions in the United States and in the world and the role of banks. The course reviews concepts such as money supply, money creation, the tenants of monetary theory, and performance measures in the economy. The U.S. payments system, bank products, and bank services are discussed. The function and relationship of monetary and fiscal policies are explored. The role of the Federal Reserve, as the nation’s Central bank, is explained. The course also covers other important knowledge areas such as the foreign use of U.S. currency, the effect of electronic payment devices, such as debit cards, on domestic payments, anti-counterfeit measures, and more.

After successfully completing this course, you will be able to:

• Explain the basic functions and history of money in the world’s economy

• Describe the role of savings and lending in the U.S. economy

• Summarize how banks create money through lending

• Discuss banks as business firms

• Identify the tools of monetary and fiscal policy

• Explain bank operations and the U.S. payments system

• Identify various institutions in the financial marketplace

• Discuss the major banking regulators, laws, and regulations.

TEXT: Money & Banking, 2008, ABA

Recommended Instructional Hours: 15-30-45 Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credit: 1-2-3

Date/Time: 9/27/10-1/30/11, 11/15/10-3/20/11
Subject: None
Format: Webinar

Economics for Bankers

AUDIENCE: Personnel who have not had a formal course in economics and who wish to increase their understanding of economics as it relates to banking. This AIB course explains macroeconomic principles with a focus on how these principles relate to the financial services industry. It will help students interpret economic news and apply economic principles to their work. Most applications in the text apply to the financial services industry.

After successfully completing this course, you will be able to:

• Understand the meaning of economic terminology and the discipline of economic reasoning

• Follow economic news and analyze important economic questions

• Locate and obtain economic data and information and apply it to your bank’s needs

• Apply economic principles to important questions in the financial services industry

• Use basic graphing and graph interpretation skills to examine economic questions

• Understand the major economic policy problems faced by government: economic growth, unemployment, inflation, and budget deficits and debt

• Understand the aggregate demand/aggregate supply model and its importance in examining major economic policy problems

TEXT: Economics: Fundamentals for Financial Services Providers, 2006, ABA

Recommended Instructional Hours: 15-30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence & Online

Date/Time: 9/27/10-1/30/11, 11/8/10-3/31/11, 12/6/10-4/3/11
Subject: None
Format: Webinar

Supervisor Certificate

AUDIENCE: New and potential first level supervisors.

This course prepares new and potential first-level supervisors to handle people management duties. Among the topics covered are hiring, performance management, coaching, rewards and recognition, corrective action, managing employee relations, and managing change.

Certificate: Students who complete this course and the Banking Today course or equivalent experience will receive the AIB Supervisor Certificate. Forward a completed diploma/certificate application form to the Nebraska Bankers Association.

After successfully completing this course, you will be able to:

• Select the most qualified candidate for the job

• Describe the importance of ethical practices in banking

• Identify the major strategies for managing employee relations

• Execute and communicate clear performance objectives

• Recognize the need to coach others to achieve their personal best

• Explain the need to employee corrective action and plan appropriate steps for corrective counseling

• Describe different forms of recognition and the benefits

• Explain the change process and what actions to take to manage change

TEXT: All reading materials are provided online.

Recommended Instructional Hours: 16 Weeks Delivery Methods Available: Online

Recommended AIB Credits: 3.25

Date/Time: 9/27/2010-1/30/2011
Subject: None
Format: Webinar

Commercial Construction Lending

NOW is the time to prepare for a resurgent construction lending environment. This program will help bankers manage construction lending risk with prudence, thoroughness, discipline, and efficiency.

Date/Time: 9/24/10 12:30 - 2:30 pm MT
Subject: Lending
Format:

Compliance Update: Lending & Operations

Offered thru the Center for Financial Training - 2-session workshop (operations a.m., lending p.m.) covers the key developments on the regulatory landscape in both the lending and operations areas.

Location: Colorado Springs - Embassy Suites Hotel, 7290 Commerce Center Drive
Date/Time: 9/23/10, 9:00 am to 4:00 pm
Subject: Compliance
Format:

The New Mortgage Reform and Anti-Predatory Lending Act

This huge new law will significantly impact your mortgage lending operations for years to come.  This program explores the requirements and explains how they will impact your financial institution.

 

Congress has completed the Dodd-Frank Wall Street Reform and Consumer Protection Act. Title XIV of the Dodd-Frank Act is the Mortgage Reform and Anti-Predatory Lending Act (MRAPLA). MRAPLA contains over 200 pages of new and revised mortgage lending rules. The rules will unfold over the next three years. This program explores the requirements of MRAPLA and explains how they will impact your financial institution. Upon completion, participants will understand the provisions of the MRAPLA that:

• Require policies and procedures to assure that consumers are offered and receive residential mortgage loans on terms that reasonably reflect their ability to repay the loans and that are understandable and not unfair, deceptive or abusive.
• Contain a prohibition against providing compensation that varies based on the terms of the loan (other than the amount of the principal).
• Prohibit mortgage originators from steering any consumer to a residential mortgage loan that the consumer lacks a reasonable ability to repay or has predatory characteristics or effects.
• Add to the liability provisions of the Truth in Lending Act.
• Provide that no creditor may make a residential mortgage loan unless the creditor makes a reasonable and good faith determination based on verified and documented information that, at the time the loan is consummated, the consumer has a reasonable ability to repay the loan, according to its terms, and all applicable taxes, insurance (including mortgage guarantee insurance), and assessments.
  • A creditor shall determine the ability of the consumer to repay using a payment schedule that fully amortizes the loan over the term of the loan.
  • The creditor is required to verify income.
• Place restrictions on the financing of single premium credit insurance.
• Require new disclosures related to state anti-deficiency laws.
• Require disclosures of the creditor's policy on the acceptance of partial payments.
• Require new disclosures for hybrid adjustable rate mortgages.
• Require a periodic statement for residential mortgage loans.
• Establish new coverage rules for high cost mortgages (APR exceeds APOR by 6.5 percentage points in a first lien transaction or 8.5 percentage points in a subordinate lien transaction or the total points and fees exceed a new threshold) and new restrictions on balloon payments, late charges, fees to obtain a payoff statement, and other provisions.
• Establish expanded housing counseling provisions.
• Update and simplify the RESPA Settlement Costs booklet.
• Expand escrow requirements;
• Establish a new notice and procedures related force-placed insurance.
• Establish new appraisal standards (effective within 90 after enactment).

 

Presenter

Jack Holzknecht, Pegasus Educational Services, LLC

 

Audience

Compliance officers, auditors, credit department managers, and other lending and operations personnel impacted by the new law.

 

CE Applied: 2.5 hrs. CRCM/CLBB/CPB w/the Institute of Certified Bankers

CE Awarded: 2 hrs. w/the Texas State Board of Public Accountancy

To register, click on the link below

Date/Time: 9/23/2010 12:30-2:30 pm
Subject: Lending
Format: Webinar

Compliance Update: Lending & Operations

Offered thru the Center for Financial Training - 2-session workshop (operations a.m., lending p.m.) covers the key developments on the regulatory landscape in both the lending and operations areas.

Location: Denver - Curtis Hotel, 1405 Curtis Street
Date/Time: 9/22/10, 9:00 am to 4:00 pm
Subject: Compliance
Format:

Compliance Update: Lending & Operations

Offered thru the Center for Financial Training - 2-session workshop (operations a.m., lending p.m.) covers the key developments on the regulatory landscape in both the lending and operations areas.

Location: Loveland - Embassy Suites Hotel, 4705 Clydesdale Parkway
Date/Time: 9/21/10, 9:00 am to 4:00 pm
Subject: Compliance
Format:

Principles of Banking Accelerated

AUDIENCE: Personnel new to banking, at any level.

This AIB course is the standard introduction to the banking profession. It touches on nearly every aspect of banking, from the fundamentals of negotiable instruments to contemporary issues and developments within the industry. This course addresses changes in the areas of servicing clients, emerging technology, and expanded banking powers and markets. Principles of Banking is the foundation for all AIB training.

After successfully completing this course, you will be able to:

• Discuss the relationship banks have with their customers and their communities

• Describe the creation of the Federal Reserve System and its role as agent and bank regulator

• Discuss various deposit instruments and regulations

• Define and describe negotiable instruments

• Explain how banks post checks to accounts

• Discuss bank lending and identify basic loan categories

• Explain the objectives of funds management, including asset/liability management and bank investments

• Describe non-deposit services such as trust, investments and insurance

• Discuss bank security measures

TEXT: Principles of Banking 9th edition, 2007, ABA

Recommended Instructional Hours: 15-30-45 Live, 10-16 Weeks Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence, 2-3 Online Delivery Methods Available: Live, Correspondence, Online

Date/Time: 9/20/10-12/5/10, 10/18/10-1/6/11, 11/15/10-2/6/11
Subject: None
Format: Webinar

General Accounting

AUDIENCE: Individuals with little or no accounting background.

This AIB course provides a complete foundation in basic accounting procedures in a practical, up-to-date, and easy-to-comprehend manner. The goal is to provide students with a strong basic knowledge of accounting terms, concepts, and procedures. Emphasis is placed on developing a firm foundation of fundamental procedures with appropriate repetition of content through the use of examples and color-coded illustrations.

After successfully completing this course, you will be able to:

• Understand the basic accounting cycle and define the basic elements used such as asset, liability, owner’s equity, revenue, and expense accounts

• List the steps in the accounting cycle and prepare a post-closing trial balance and interim statements

• Understand and perform functions relative to bank accounts and cash funds

• Understand the implications of dealing with employee earnings and deductions, and with employee taxes, payments, and reports

• Prepare a classified income statement and balance sheet, compute working capital and current ratio, and journalize closing entries for a business

TEXT: College Accounting, 9th edition, 2008, Houghton Mifflin Company

Recommended Instructional Hours: 45 Live, 16 Weeks Online Delivery Methods Available: Live, Online

Recommended AIB Credit: 3

Date/Time: 9/20/10-1/23/11, 11/18/10-2/20/11, 11/15/10-3/20/11, 12/13/10-4/17/10
Subject: None
Format: Webinar

Analyzing Bank Performance without Text

AUDIENCE: Junior level bank officers up through CEOs who need the analytical tools to analyze bank performance. As part of the class, participants analyze the performance of their own bank.

Analyzing Bank Performance provides participants with all of the tools needed to analyze their bank’s financial performance. During this class, participants will analyze their own bank’s performance.

After successfully completing this program, you will be able to:

• Identify the key balance sheet and income items for a bank

• Use the Uniform Bank Performance Report to analyze their bank’s performance over time and compare that to other banks

• Identify the major factors affecting bank performance

• Analyze the profitability of various lines of business within the bank using a variety of measures

• Utilize the concepts of economic value-added and the balanced scorecard in assessing your bank’s performance

• Identify the key drivers on non-interest income and non-interest expense and various strategies for managing them

• Evaluate customer profitability within the bank

TEXT: Bank Management, 7th Edition 2008, by Timothy W. Koch and S. Scott MacDonald

Recommended Instructional Hours: 7 Weeks Delivery Methods Available: Online

Recommended AIB Credits: 2

Date/Time: 9/20/2010-11/7/2010
Subject: Bank Financial Management
Format: Webinar

Analyzing Bank Performance with Text

AUDIENCE: Junior level bank officers up through CEOs who need the analytical tools to analyze bank performance. As part of the class, participants analyze the performance of their own bank.

Analyzing Bank Performance provides participants with all of the tools needed to analyze their bank’s financial performance. During this class, participants will analyze their own bank’s performance.

After successfully completing this program, you will be able to:

• Identify the key balance sheet and income items for a bank

• Use the Uniform Bank Performance Report to analyze their bank’s performance over time and compare that to other banks

• Identify the major factors affecting bank performance

• Analyze the profitability of various lines of business within the bank using a variety of measures

• Utilize the concepts of economic value-added and the balanced scorecard in assessing your bank’s performance

• Identify the key drivers on non-interest income and non-interest expense and various strategies for managing them

• Evaluate customer profitability within the bank

TEXT: Bank Management, 7th Edition 2008, by Timothy W. Koch and S. Scott MacDonald

Recommended Instructional Hours: 7 Weeks Delivery Methods Available: Online

Recommended AIB Credits: 2

Date/Time: 9/20/2010-11/7/2010
Subject: Bank Financial Management
Format: Webinar

Basic Consumer Lending: Part 2

As regulators have become more and more concerned about commercial real estate exposure in commercial banks, consumer lending ha returned as a viable source or earning assets.

Date/Time: 9/20/10 12:30 - 2:30 pm MT
Subject: Lending
Format:

Consumer Lending

AUDIENCE: Entry-level consumer lenders, consumer credit personnel, and bank employees who need to understand consumer credit.

This AIB course introduces students to the consumer lending process, its importance to the bank and consumers, and the environment in which it functions. Participants learn the essentials about closed-end loans, indirect loans and related credit products, and open-end credit products. They also trace the consumer lending process from developing and taking loan applications to collection and recovery. The course explores what is involved in a credit investigation, decision making, loan pricing and loan policy.

After successfully completing this course, you will be able to:

• Describe key laws and regulations affecting consumer lending

• List characteristics, benefits, and disadvantages of direct lending, indirect lending, and open-end credit products

• Explain how effective marketing can increase loan outstandings and application volume

• Describe consumer loan information sources and the credit verification process

• Explain how the five C’s of credit are used in credit evaluation and decision-making

• Identify types of consumer loan documents and describe their purpose

• Discuss causes of consumer loan delinquencies and collection stages and remedies

TEXT: Consumer Lending, 2009, ABA

Recommended Instructional Hours: 15-30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB credits: 1-2-3 Live, 3 Correspondence & Online

Date/Time: 9/20/10-1/23/11, 10/25/10-2/27/11, 11/29/10-3/27/11
Subject: None
Format: Webinar

Commercial Lending

AUDIENCE: New commercial lending officers and bank employees supporting commercial loan operations. Customer Service Representatives and other branch personnel who have direct contact with small business owners and managers.

This AIB course provides the knowledge and skills required to identify the credit needs of various types of small business customers and to sell a “total banking” relationship. It will also prepare you to assess the customer’s credit worthiness by examining income statements and balance sheets. The course covers both the technical side of small business lending and the interpersonal skills required to be a successful loan officer. It covers the total lending process from loan interviewing and credit investigation to problem loan resolution and loan monitoring.

After successfully completing this course, you will be able to:

• Explain key elements of a loan interview and credit investigation

• Describe the “cash-flow cycle” of various types of business

• Explain the relationship between loan structuring and types of business

• Complete basic income statement and balance sheet analysis

• Identify the common warning signs of problem loans

TEXT: Commercial Lending, 2007, ABA

Recommended Instructional Hours: 15-30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence & Online

Date/Time: 9/13/10-1/18/11, 10/18/10-2/20/11
Subject: None
Format: Webinar

Marketing Financial Services

AUDIENCE: Entry to mid-level bank marketers and all bank personnel responsible for conceiving or carrying our any phase of a bank’s marketing efforts. Management trainees and senior management in a community bank.

This AIB course provides a thorough immersion in marketing concepts and activities involved in specifically marketing financial services. It takes a marketer from the basics of marketing through the steps necessary to integrate and grow marketing at their institution: developing a marketing plan, sales and sales management, communications and public relations. This course is full of case studies and provides a tool kit of items to help integrate the ideas and concepts into the bank.

After successfully completing this course, you will be able to:

• Recognize consumer motivation and buying behavior

• Integrate public relations, advertising, sales promotion, selling, and service distribution functions in your bank’s overall marketing plan

• Conduct situation analysis and formulate a master marketing strategy

• Monitor and evaluate performance

TEXT: Marketing Financial Services, 2009, ABA

Recommended Instructional Hours: 15-30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence & Online

Date/Time: 9/20/10-1/23/11, 11/8/10-3/13/11
Subject: None
Format: Webinar

Law and Banking: Applications without Text

AUDIENCE: Personnel who are new to banking or require a refresher course on the legal basis for many banking services and transactions. This AIB course reflects the ways that banks do business and how they are affected by laws and regulations — in plain English for the non-lawyer. It is devoted to the basic laws and banking regulations that govern deposit accounts, lending, real estate lending, bankruptcy, non-deposit products and services, international banking, marketing, safety and soundness, and information reporting.

After successfully completing this course, you will be able to:

• Discuss laws and regulations pertaining to deposit account relationships such as regulations D, E, Q, CC, and DD

• Explain legal protections afforded to consumers by such laws as Equal Credit Opportunity, Fair Housing, and Truth in

• Lending, and more

• Describe key laws affecting real estate transactions such as RESPA and HOEPA, and more

• Describe provisions of bankruptcy law covering liquidation, rehabilitation, and relief, and the 2005 Bankruptcy Abuse

• Prevention and Consumer Protection Act

• Identify major laws and regulations governing bank trust, securities and insurance activities; marketing and international

banking

• Describe major provisions of laws and regulations protecting bank operations such as regulations O and W,

• Explain provisions of laws such as HMDA, Bank Secrecy Act, USA PATRIOT Act, Financial Privacy and OFAC regulations

TEXT: Law and Banking, 2008, ABA

Recommended Instructional Hours: 15-30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence & Online

Date/Time: 9/20/10-1/23/11, 10/18/10-2/20/11
Subject: None
Format: Webinar

Law and Banking: Applications with Text

AUDIENCE: Personnel who are new to banking or require a refresher course on the legal basis for many banking services and transactions. This AIB course reflects the ways that banks do business and how they are affected by laws and regulations — in plain English for the non-lawyer. It is devoted to the basic laws and banking regulations that govern deposit accounts, lending, real estate lending, bankruptcy, non-deposit products and services, international banking, marketing, safety and soundness, and information reporting.

After successfully completing this course, you will be able to:

• Discuss laws and regulations pertaining to deposit account relationships such as regulations D, E, Q, CC, and DD

• Explain legal protections afforded to consumers by such laws as Equal Credit Opportunity, Fair Housing, and Truth in

• Lending, and more

• Describe key laws affecting real estate transactions such as RESPA and HOEPA, and more

• Describe provisions of bankruptcy law covering liquidation, rehabilitation, and relief, and the 2005 Bankruptcy Abuse

• Prevention and Consumer Protection Act

• Identify major laws and regulations governing bank trust, securities and insurance activities; marketing and international banking

• Describe major provisions of laws and regulations protecting bank operations such as regulations O and W,

• Explain provisions of laws such as HMDA, Bank Secrecy Act, USA PATRIOT Act, Financial Privacy and OFAC regulations

TEXT: Law and Banking, 2008, ABA

Recommended Instructional Hours: 15-30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence & Online

Date/Time: 9/20/10-1/23/11, 10/18/10-2/20/11
Subject: None
Format: Webinar

Financial Managers School

This one-week School goes beyond the basics to present best practices and solutions to todya's most critical financial management decisions.  Designed by experienced CFO's for financial institution finance managers, this School provides you with the tools you need to build a solid foundations in asset/liability management.

Location: Madison, WI
Date/Time: 9/19/2010-9/24/2010
Subject: Leadership & Management
Format: Live, In-Person

Consumer Lending for Commercial Lenders

Community bankers are often generalists when it comes to their lending practice and portfolio, and they frequently deal with all types of loans. This new program has been specially developed for commercial lenders who need training in consumer lending principles and practices.

 

This new program was suggested by a frequent webinar participant who desires to gain an understanding of consumer lending from the perspective of a commercial banker.   Community bankers are often generalists when it comes to their lending practice and portfolio, and they frequently deal with all types of loans and customer needs. 

 

When a commercial lender turns his attention to the financial needs of the individuals who own or manage the affairs of commercial borrowers, the credit question changes focus, decision parameters and credit tools.  The late Stanley Marcus of Nieman Marcus said it well, “Consumers are statistics, customers are principles.”

 

Consumer and commercial lending have similarities, but they are also significantly different in many principles and practices.  Experienced lenders will receive a strong refresher while new or less experienced bankers will build the skills and perspective needed to deal with a customer’s consumer credit needs.  The presentation is low on theory and high on practical and "real world" application.

Highlights

• How and why consumer lending is a highly desirable component of your bank's loan portfolio;
• Understanding consumer lending risks and rewards;
• Sound consumer lending principles, practices and tools;
• Understanding very significant differences between consumer and commercial lending;
• Consumer loan underwriting and case studies;
• Leveraging income, not capital.

 

Audience

All lending personnel will benefit from this program including lenders, credit analysts, branch managers and lending assistants.

 

CE Awarded:  2 hrs. with the Texas State Board of Public Accountancy

CE Applied: 2.5 hrs. CRCM/CLBB/CPB with the Institute of Certified Bankers

 

Speaker

Bob Ullom, a nationally known banking educator, brings 40 years of banking and bank management experience to this new program.  Bob is president of R.V. Ullom & Company.  The company was founded in 1989 with the mission of providing relevant, practical and “real world” educational services to the financial services industry on a nationwide basis.  Bob, founding President of two successful start-up banks, has taught more than 100,000 bankers in 38 states over the past 21 years.   

 

To register, click on the link below

Date/Time: 9/17/2010 12:30-2:30 pm
Subject: Lending
Format: Webinar

IT Audit 101

Regulatory requirements and best practices both say you need to have an audit performed annually commensurate with the risk level of the function. Whether you have been tasked with performing the audit, or you just want to be prepared, join us for this high level IT Audit 101 webinar.

 

You might have thought the regulators lost interest in your IT operations and data security (or maybe that’s just wishful thinking) but think again. IT and general security controls are alive and well. Even if your exam was scaled back, your auditors will continue to audit the function. Regulatory requirements and best practices both say you need to have an audit performed annually commensurate with the risk level of the function. Also, did you know a regulatory exam doesn't count towards your audit requirement?  The audit is in addition to a Federal or State examination. Good news is you can perform the audit internally or you can outsource it to someone with experience and knowledge, or maybe a combination of both. Bottom-line, you need to make sure you have a strong audit program in place.  Word on the street is, examiners will often rely on the audit if it is comprehensive, which means they may spend less time in the bank. 

Regardless of whether you have been tasked with performing the audit, or you just want to be prepared, join us for this high level Audit 101 webinar.

 

Highlights

• Overview of the audit program
  • Responsibilities
  • Format
  • Report
• Key areas of focus
  • Operations
  • Controls and policies
  • Testing
  • Training

 

Audience

Internal auditors, compliance officers, risk managers, senior management, operations officers, IT management. 

 

CE Applied: 2.5 hrs. CRCM/CFSSP w/the Institute of Certified Bankers

 

Presenter

Susan Orr, CISA, CISM, CRP, is an industry expert with vast regulatory, risk management, and security knowledge. During her 14-years as bank examiner, Susan held numerous lead positions including Regional IT Examination Specialist, Special Assistant to the Regional Director, and Special Assistant to the Vice Chairman of the FDIC. Susan was lead instructor for the FDIC's technology school. She currently consults for security providers and performs IT security/regulatory reviews for financial institutions.

To register, click on the link below

Date/Time: 9/16/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

Lending: SBA 7A Basics - Bootcamp for Business Lenders

Offered thru the Center for Financial Training - When you think of SBA guaranteed lending, what comes to mind? Mounds of paperwork; government red tape; a long, confusing process? Learn the basics of SBA 7A guaranteed lending and how to apply that knowledge to help your small business cusomers and your bank.

Location: Denver - Sterner Training Center, 1009 Grant Street
Date/Time: 9/16/10, 9:00 am to 4:00 pm
Subject: Lending
Format:

New Compensation Rules: How to Create Effective Performance Incentives While Maintaining Compliance

The Federal Reserve has issued Final Guidance on Incentive Compensation Arrangements. While the real target is the high risk activities of Large Banking Organizations (LBOs), the new rules apply to banks of all sizes and will be enforced through regular banking examinations.  At the same time, regulators are tightening the interpretation of wage and hour law, requiring many banks to rethink how they pay employees. And the IRS is joining forces with the Department of Labor to crack down on "independent contractor" arrangements.

 

Why Participate?

The challenge for community and regional banks is to devise compensation plans that create effective financial incentives for top performance and production, while discouraging undue risk-taking and keeping within the legal and regulatory parameters.

 

Highlights

In this webinar, you will learn about:

• The Federal Reserve Final Guidance on Incentive Compensation Arrangements;
• A new DOL Interpretation requiring overtime pay for lenders;
• Other government action that affects compensation;
• Evaluating your current compensation plan; and
• Creating policies and agreements that accomplish your compensation goals in a compliant manner.

 

Audience

Human resource staff; bank counsel; compliance personnel, risk managers, and senior bank management.

 

CE Applied:  2.5 hours CRCM with the ICB and 2 hours HRCI credit.

CE Awarded: 2 hrs. w/the Texas State Board of Public Accountancy

 

Presenter

Marian Exall practiced law in Atlanta before becoming Home Depot's senior employment counsel, where she served until 1999.  She has handled every kind of employment dispute from internal grievances to major class actions. She is an arbitrator on the American Arbitration Association's Employment Panel and is certified as a Senior Professional in Human Resources.  A co-founder of Employment Law Compliance, Inc., she now devotes herself to preventive practice, concentrating on HR policy, program development, training, investigations, and dispute resolution. She is a frequent speaker, including appearances on CNBC and Fox News. She is a graduate of the London School of Economics and obtained her J.D. with distinction from Emory University of Law.

To register, click on the link below

Date/Time: 9/14/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

Principles of Banking

AUDIENCE: Personnel new to banking, at any level.

This AIB course is the standard introduction to the banking profession. It touches on nearly every aspect of banking, from the fundamentals of negotiable instruments to contemporary issues and developments within the industry. This course addresses changes in the areas of servicing clients, emerging technology, and expanded banking powers and markets. Principles of Banking is the foundation for all AIB training.

After successfully completing this course, you will be able to:

• Discuss the relationship banks have with their customers and their communities

• Describe the creation of the Federal Reserve System and its role as agent and bank regulator

• Discuss various deposit instruments and regulations

• Define and describe negotiable instruments

• Explain how banks post checks to accounts

• Discuss bank lending and identify basic loan categories

• Explain the objectives of funds management, including asset/liability management and bank investments

• Describe non-deposit services such as trust, investments and insurance

• Discuss bank security measures

TEXT: Principles of Banking 9th edition, 2007, ABA

Recommended Instructional Hours: 15-30-45 Live, 10-16 Weeks Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence, 2-3 Online Delivery Methods Available: Live, Correspondence, Online

Date/Time: 9/13/10-1/18/11, 9/27/10-1/30/11, 10/12/10-2/13/11, 10/25/10-2/27/11, 11/8/10-3/13/11, 11/29/10-3/27/11, 12/13/10-4/17/11
Subject: None
Format: Webinar

Financial Accounting

AUDIENCE: Personnel requiring a fundamental knowledge of accounting necessary for critical decision-making. This AIB course provides the right balance between conceptual understanding and technical application and analysis of accounting issues. Financial Accounting provides a strong real-world emphasis, integrates performance measurement, and emphasizes technology. The course teaches students to create and understand financial statements such as trial balance sheets, and income statements. It focuses on how to measure business transactions, business income, and the fine points of financial reporting analysis. The course explores internal controls, short-term liquid assets, current liabilities and the time value of money, and much more.

After successfully completing this course, you will be able to:

• Apply the fundamental principles of accounting and understand the role accounting plays in the operations of a business

• Use basic business and accounting terminology and techniques to succeed in a business environment

• Identify the users of accounting information and explain the kinds of information an accounting information system can provide each group

• Prepare a complete set of accounting statements, including an income statement, a statement of retained earnings, a balance sheet, and a statement of cash flows

• Employ a ratio analysis and other techniques to analyze, evaluate, and interpret a set of financial statements

• Solve business problems and make business decisions using accounting and non-accounting information

TEXT: Financial Accounting, 9th Edition, 2007, Needles and Powers (Live, Online)

Recommended Instructional Hours: 45 Live, 16 Weeks Online Delivery Methods Available: Live, Online

Recommended AIB Credits: 3

Date/Time: 9/13/10-1/18/11, 10/12/10-2/13/11
Subject: None
Format: Webinar

Analyzing Financial Statements

Recommended Prerequisite: Financial Accounting

AUDIENCE: Commercial loan officers, credit analysts and trainees who have a basic knowledge of accounting principles and practices, and a familiarity with the commercial lending process.

This AIB course provides the skills needed to effectively assess a borrower’s ability to repay loans. It builds core competencies through instruction and application based on actual small business lending cases.

After successfully completing this course, you will be able to:

• Relate how a company’s type of business, legal structure, size, and management strategies affect the way a lender conducts

financial analysis

• Analyze income statements, balance sheets, and pro forma statements

• Calculate key financial ratios and use them to compare a company’s performance to the company’s industry standards

• Determine when a funds flow statement is required

• Construct and analyze long-run, multiple-year forecasts of income statements and balance sheets

• Construct and interpret a cash budget

TEXT: Analyzing Financial Statements, 2007, ABA

Recommended Instructional Hours: 30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credits: 2-3 Live, 3 Correspondence & Online

Date/Time: 9/13/10-1/18/11, 10/12/10-2/13/11, 11/8/10-3/13/11, 12/6/10-4/3/11
Subject: None
Format: Webinar

Basic Consumer Lending

A Two-part Webinar Series

As regulators have become more and more concerned about commercial real estate exposure in commercial banks, consumer lending has returned as a viable source of earning assets. In additional to risk diversification, improved interest rate spreads derive from a strong consumer loan process. Declining real estate values and credit scores create quite the challenge for today's lenders. Professional lenders require two distinct skill sets: Sales Skills and Underwriting Skills. This two part series employs practical techniques that will result in increased loan volume and higher quality loans. In addition to lecture, case studies will be used.

 

Highlights

Part 1 - September 13, 2010, 1:30-3:30 CT

• Current Industry Trends
• Taking The Loan Application
• Qualifying Income
• Essence of the Credit
• Credit Bureau Reports
• Credit Policy Exceptions

 

Part 2 - September 20, 2010, 1:30-3:30 CT

• Credit Scoring
• Validating Your Cut-Off Scores
• Employment Verification
• Measuring the Capacity to Pay
• Measuring Willingness to Pay
• Collateral Considerations
• Documenting the Approval Process

 

Audience

The primary audience is consumer lenders with new business development and basic lending responsibilities. Participants may attend either or both sessions. However,  it is recommended that you participate in both to gain the maximum benefit from the course of instruction.

 

CE Applied: 2.5 hrs. ea. CLBB/CPB/CCSR  with the Institute of Certified Bankers

CE Awarded: 2 hrs. ea. with the Texas State Board of Public Accountancy

 

Speaker

David Kemp is President of Bankers Management, Inc., (BMI) a nationally recognized company in financial services training and consulting. Prior to forming BMI, he served as VP/Director of Credit Services--Cannon Financial Institute, where he trained bankers nationwide. He also delivered credit and sales training to banking associations and financial institutions.  Before joining Cannon, David was Vice President of Corporate Finance with Citicorp North America. 

 

To register, click on the link below

Date/Time: 9/13/2010-9/20/2010
Subject: Lending
Format: Webinar

Law and Banking: Principles without Text

AUDIENCE: Personnel who are new to banking or require a refresher course on the legal basis for many banking laws governing products, services and transactions. This AIB course is a foundation on the business law principles underlying banking law as well as a description of the context for and process of creating banking law and regulations. Knowing the basics of business law enables every banker to more easily understand laws pertaining to bank products, services and transactions.

After successfully completing this course, you will be able to:

• Explain the legal and regulatory system by which laws and regulations are made and banks are governed.

• Describe the Uniform Commercial Codes Articles 3, 4, and 9

• Distinguish between civil law and criminal law, torts and crimes

• Explain concepts such as of legal capacity, obligation, authority, responsibility and liability

• Describe legal entities such as sole proprietorships, partnerships, corporations, agents, principals, estates, and more

• Explain the elements, types of, and rules for interpretation of contracts

• Understand real and personal property ownership, ways property is transferred or acquired, major types of property interests, and more

• Describe the UCC Article 3 rules for negotiable instruments, the rules of negotiation and more

• Explain UCC Article 4 requirements for transfer of negotiable instruments, the rules for banks in the collection process,the affect of Check 21, and more

TEXT: Law and Banking, 2008, ABA

Recommended Instructional Hours: 15-30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence & Online

Date/Time: 9/13/10-1/18/11, 10/12/10-2/13/11, 12/6/10-4/3/11
Subject: None
Format: Webinar

Law and Banking: Principles with Text

AUDIENCE: Personnel who are new to banking or require a refresher course on the legal basis for many banking laws governing products, services and transactions. This AIB course is a foundation on the business law principles underlying banking law as well as a description of the context for and process of creating banking law and regulations. Knowing the basics of business law enables every banker to more easily understand laws pertaining to bank products, services and transactions.

After successfully completing this course, you will be able to:

• Explain the legal and regulatory system by which laws and regulations are made and banks are governed.

• Describe the Uniform Commercial Codes Articles 3, 4, and 9

• Distinguish between civil law and criminal law, torts and crimes

• Explain concepts such as of legal capacity, obligation, authority, responsibility and liability

• Describe legal entities such as sole proprietorships, partnerships, corporations, agents, principals, estates, and more

• Explain the elements, types of, and rules for interpretation of contracts

• Understand real and personal property ownership, ways property is transferred or acquired, major types of property interests, and more

• Describe the UCC Article 3 rules for negotiable instruments, the rules of negotiation and more

• Explain UCC Article 4 requirements for transfer of negotiable instruments, the rules for banks in the collection process,the affect of Check 21, and more

TEXT: Law and Banking, 2008, ABA

Recommended Instructional Hours: 15-30-45 Live, 16 Weeks Online Delivery Methods Available: Live, Correspondence, Online

Recommended AIB Credits: 1-2-3 Live, 3 Correspondence & Online

Date/Time: 9/13/10-1/18/11, 10/12/10-2/13/11, 12/6/10-4/3/11
Subject: None
Format: Webinar

Commercial Real Estate Loan Documentation

A comprehensive overview of key documents and requirements, along with best practices in commercial real estate documentation

 

Commercial real restate lending is a current "hot" topic and source of significant problem credits.  This new seminar deals with most frequent mistakes and oversights plus key issues involved in sound commercial real estate lending.  Experienced lenders will find the material covered to be a beneficial review, while less experienced commercial real estate bankers will benefit from a strong foundation in the purpose, timing, use and legal aspects of commercial real estate documents.

 

Participants will receive a complete handout that will serve as a useful daily reference after the program. 

 

Highlights

• Appraisal requirements and regulator guidelines
• Creating liens:      

Notes, Mortgages and Deeds of Trust

• Legal descriptions
• Purchase and sale agreements
• Surveys, title commitments and title insurance, property and casualty insurance
• Environmental risk management guidance
• Flood regulations 
• Construction lending demands and requirements
• Essential loan administration:

Loan agreements and monitoring requirements.

 

Audience

The program is intended for anyone involved in commercial real estate lending including loan officers, loan assistants, secretaries, loan administration and review personnel and compliance personnel.

 

CE Applied: 2.5 hrs./session CLBB/CPB with the Institute of Certified Bankers

CE Awarded: 2 hrs./session with the TX State Board of Public Accountancy

 

Speaker

Bob Ullom - the program will be presented by Bob Ullom, nationally known banking educator.  Bob has been teaching loan documentation for more than 30 years.  He has a fun and direct teaching style which has been developed over a 40 year banking career during which he served as president of two  fast growing and profitable start-up banks.  Bob has taught over 10,000 bankers annually in more than 35 states.

To register, click on the link below

Date/Time: 9/10/2010 12:30-2:30 pm
Subject: Lending
Format: Webinar

Proposed Regulations on Garnishments and Exempt Funds

Several federal agencies have proposed a regulation that would require banks to research customer accounts before processing a garnishment.  This webinar outlines the proposal and its possible effects.

 

Several federal agencies have proposed a regulation that would require banks to research customer accounts before processing a garnishment. This webinar outlines the proposal and its possible effects.

 

Under federal law, certain federal payments to individuals are exempt from levy, garnishment, or attachment.  However, under state law, banks are often required to freeze accounts in response to a court order.  Generally, neither the creditor nor the court knows whether the 's account contains federal benefit payments. Historically, the banks' perspective has been that it is up to customers to assert any defense they may have that their funds are not subject to levy; banks normally do not review prior deposits to determine the presence of exempt funds before implementing a court ordered freeze unless required by state law. 

 

Why Participate?

If finalized, this proposal will require the bank to perform a "lookback" and to calculate a "protected amount" which shall be exempt from the court ordered freeze. Banks will be required to implement new research processes to identify accounts receiving federal payments and determine whether they are exempt. The changes will be significant and will require as much advance preparation as possible. The program is about the proposed regulation, not third party claims in general.

 

Highlights

• The "Interagency Guidance" proposed in 2007
• Payments exempt from third party claims
• Handling payments deposited via ACH vs. by check
• Identifying exempt payments by ACH batch header fields
• Handling commingled funds; i.e. combined deposits of exempt and non exempt items
• Determining the "protected amount"
• Fee prohibitions
• Required notice to account holder
• Deference to more protective state laws
• Safe harbor for compliance with federal regulation when in conflict with state requirements
• What to do when the U.S. has obtained the garnishment order
• Enforcement by the federal functional regulatory agencies

 

Presenter

Ken Golliher is a principal with Pegasus Educational Services, LLC. Prior to becoming a full time trainer, he was a community banker and then General Counsel for a regional consulting firm for financial institutions. He presents schools and seminars in over 25 states and has served on Compliance Schools sponsored by the OTS and the FDIC.

 

Audience

Personnel responsible for designing and implementing procedures for processing third party claims against customer funds and bank compliance officers. Attendees should have thorough knowledge of their state's laws and terminology regarding the processing of third party claims. This program does not encompass the laws of any particular state; questions regarding state law are not addressed.

 

To register, click on the link below

Date/Time: 9/9/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

How to Create Synergy and Success with Your Post Recession Marketing Webinar

What should your posts-recession priorities be? Are your brand and market image telling the story you want? Are they telling any story at all? Should you throw away the old marketing plan?

Date/Time: 9/9/10 12:30 - 2:30 pm MT
Subject: Marketing & Sales
Format:

SAFE Act Webinar

This monumental registration effort will impact lending personnel in every financial institution in the nation. This program provides the information needed to implement the new rules.

Date/Time: 9/9/10 9:30 - 11:30 am MT
Subject: Lending
Format:

Bank Secrecy Act Staff Training

This webinar addresses all requirements of the bank's BSA/AML training program as outlined in the BSA/AML examination procedures. The manual and presentation provide a complete training solution on this important topic.

 

Bank Secrecy Act compliance is a "safety and soundness" issue. To pass the test financial institutions are required provide annual BSA training for appropriate personnel, including, but not limited to tellers, customer service representatives, lending officers and all other customer contact employees. This program addresses all requirements of the bank's BSA/AML training program as required by federal regulators and outlined in the BSA/AML examination procedures. The manual and the presentation provide a complete solution for training on this important topic.

 

Highlights

• Currency transaction reporting,
• Exemptions from currency transaction reporting,
• Record retention requirements,
• Customer Identification Program requirements,
• Customer Due Diligence responsibilities,
• Money Services Businesses requirements,
• A review of money laundering methods, and techniques to recognize money laundering,
• OFAC responsibilities,
• Suspicious activity reporting requirements and
• Penalties for non compliance.

 

In addition, BSA training must also include a "review of internal policies, procedures and processes."  A list of questions is provided to facilitate discussion of the bank's program at the end of each topic in the manual.

 

Why Participate?

• This is the most cost effective, time efficient way to meet the BSA's annual training requirement.
• BSA is a safety and soundness topic and, as such, carries more liability for the financial institution and its staff than any other regulatory issue.
• This program is presented using "real-world" examples in a very "down-to-earth" fashion.
• A comprehensive, easy-to-use manual is provided as a desk-top reference.

 

Audience

Anyone with BSA responsibilities, including tellers, CSRs, lending officers and all customer contact personnel. The program is suitable for new and experienced personnel. It is presented at the basic level.

 

CE Applied: 2.5 hours CRCM/CBT/CCSR/CPB/CFSSP credit with the ICB

CE Awarded: 2 hours with the Texas State Board of Public Accountancy

 

Speaker

Laura Wilson is a principal with Pegasus Educational Services, LLC.  Audiences routinely comment on her unique recollection of material and sense of humor.  At one time she served as compliance trainer for a $3 billion savings bank.  Later, she was a senior consultant/trainer for a consulting firm for financial institutions. She has also taught at compliance schools sponsored by the OTS and the FDIC.

 

To register, click on the link below

Date/Time: 9/8/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

The Future of the Branch

Now is the time to evaluate the impact of dramatic reductions in traffic on your branches.  This program takes a look at how to conduct a branch utilization assessment, maximize your branch investment, reduce costs and enhance non-interest income.

 

Significant, irreversible trends in payments are underway.  One key change is the dramatic reduction in paper checks, especially for consumers. On-line account opening and Internet based lending capabilities are also moving to the forefront.  Businesses can choose to deposit their checks electronically rather than visiting a branch.  Many banks that have successfully deployed remote deposit have found that channel becoming the largest single source of deposits.  Now is the time to evaluate the impact on your branches of dramatic reductions in traffic associated with changes in consumer and merchant behavior.  

 

This session will take a look at how to conduct a branch utilization assessment and offer insight into strategies for maximizing the value of your branch investment, reducing costs, and even enhancing non-interest income through the introduction of new products and services via your branch channels.

 

Why Participate?

Participants will gain insight into trends impacting branch utilization and profitability, enabling them to take an in-depth look at each location – current and proposed – with an objective view of the real value.

 

Highlights

• Understand Changes in Branch Usage
• Review Branch Activity and Procedures with an eye toward Reducing Costs
• Evaluate Current and Prospective Locations
• Identify New Products and Services for Branch Delivery
• Leverage New Technology to Reduce Operating Costs

 

Audience

Executive Management, Retail and Branch Management, Marketing Officers, and others who are involved with the oversight and management of the current, and future, branch structure.

 

To register, click on the link below

Date/Time: 9/2/2010 12:30-2:30 pm
Subject: Bank Financial Management
Format: Webinar

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 9/1/2010 2:00 - 3:00 pm
Subject: CBA Special Events
Format: Teleconference

Small Business Lending Workshop

Hosted by Congressman Jared Polis

LEARN FROM THE EXPERTS!

- Meet one on one with representatives from banks to discuss lending opportunities

- Learn about small business lending in challenging economic times

- Learn about resources available to small business owners

- Network with representatives from banks, state and federal government, and private organizations that are experts in the field

Participating Organizations:

- BBVA Compass

- Adams State Bank

- Small Business Administration

- Colorado Enterprise Fund

- Small Business Development Centers

- Mountain View Bank of Commerce

- More to come...

Location: Front Range Community College Rocky Mountain Room 3545 West 112th Ave. Westminster, CO 80031
Date/Time: 8/27/10 8:30 am - 12:00 pm
Subject: Lending
Format: Live, In-Person

Auditing for Internal Fraud

Although external fraud is widespread in the banking industry, internal fraud from employees and insiders is also a major concern. This seminar provides internal auditors with a variety of methods for detecting and preventing internal fraud.

 

Companies with 100 or fewer employees are the most vulnerable to internal fraud.  The medial loss per fraud incident is $200,000.  Even though banking is a highly regulated and audited industry, banks are not exempt.

 

Fraud usually results from a combination of risk factors:

• Opportunity - increased when security over assets is lessened
• Pressure - increased by job-related or personal issues
• Attitude - affected by the tone set by top management or the pervasive culture of the organization

 

However, employees are not tempted if situations are well controlled.  This seminar has been developed to provide bank internal auditors with a variety of methods for detecting and preventing internal fraud.

 

Highlights

• What is the auditor’s role in detecting internal fraud?
  • Planning
  • Auditing
  • Reporting
• How to protect against internal fraud?
  • Common weaknesses
  • Think like a crook
  • Typical schemes
• How to detect internal fraud?
  • Auditing assets
  • Auditing liabilities
  • Auditing income & expenses
  • Auditing off balance sheet items

 

Audience

Internal auditors and bank audit committee members. 

 

CE Applied: 2.5 hrs. CRCM/CFSSP w/the Institute of Certified Bankers

CE Awarded: 2 hrs. w/the Texas State Board of Public Accountancy

 

Presenter

Mark Harren, CPA, is a partner in the Financial Institution Services division of Pattillo, Brown & Hill, L.L.P.  He has over 31 years experience in banking and financial services as a credit analyst, loan officer and supervisor of staff, including 4 years as a partner and manager with PH&B.  Mark has 13 years experience in banking and thrift institutions, 11 years in asset servicing for a financial services company and 8 years in public accounting.   He has conducted internal and compliance training for state and national banks.  He is also a core faculty member, facilitator and developer of the Texas Bankers Association Internal Audit School.

 

To register, click on the link below

Date/Time: 8/26/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

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