Events

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 12/1/2010 12:00 - 2:00 pm
Subject: CBA Special Events
Format: Live, In-Person

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 11/3/2010 2:00 - 3:00 pm
Subject: CBA Special Events
Format: Teleconference

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 10/6/2010 12:00 - 2:00 pm
Subject: CBA Special Events
Format: Live, In-Person

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 9/1/2010 2:00 - 3:00 pm
Subject: CBA Special Events
Format: Teleconference

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 8/4/2010 12:00 - 2:00 pm
Subject: CBA Special Events
Format: Live, In-Person

GSBC Advanced Community Banker Summit

(Boulder) GSBC ADVANCED COMMUNITY BANKER SUMMIT

Risk Management Strategies in Difficult Times                       July 15-17, 2010            University of Colorado--Boulder, Colorado REGISTER TODAY! We are pleased to offer the Advanced Community Banker Summit for GSBC graduates and other leaders in the industry next July 15-17 in beautiful Boulder during the 60th Anniversary School Session of GSBC! Community banks are facing one of the most difficult economic and regulatory environments in recent years. Condensed into two-and-a-half days, this seminar offers a variety of sessions to help you develop strategies to better manage risk exposures, meet regulatory directives and improve financial performance. Additionally, this is a great opportunity to reconnect with GSBC alumni, faculty and other senior community banking officers from across the country to exchange ideas and discuss the challenges you are facing.   WHO SHOULD ATTEND: Community bank CEOs, presidents, CFOs, other senior management and senior regulatory examiners. COST TO ATTEND: $675 per attendee or $575 per attendee if two or more attend from the same organization  Cost includes materials, a risk assessment of your institution and the following meals:      Thursday - Dinner      Friday - Breakfast/Lunch/Reception      Saturday - Breakfast Hotel is not included. Please see our website for a listing of recommended area hotels close to campus which offer a discounted GSBC rate. Updated seminar information will be added soon! Click here for the link to this information on our website.   TENTATIVE PRESENTATIONS Speakers will be finalized and announced soon. *Analyzing Your Bank's Risk Profile *Developing a Contingency Funding Plan *Early-warning System to Identify Areas of Examination Focus & Develop Strategies for your Next Examination *Establishing an Adequate Loan Loss Reserve *How to Best Prepare for Your Bank's Next Examination *Managing Risk Exposures *Opportunities for Raising Capital *Responding to Enforcement Actions *Restructuring Troubled Debt *Panel: Strategies for Improving Community Bank Performance in Difficult Times Link to tentative schedule of events BENEFITS OF ATTENDING THIS SEMINAR: *Better understand the economic and regulatory environment and how it will affect your organization *Identify appropriate responses for forward-looking regulation *Develop specific strategies in funding, lending and managing the securities portfolio to better manage risk exposures *Appreciate how individual decisions influence your bank's strategic planning *Improve your bank's strategic planning process *You will receive a detailed risk analysis of your institution and recommended strategic responses   Be proactive and take advantage of this opportunity to stay ahead of the challenges in these uncertain times! We hope to see at least one member of your organization there! Graduate School of Banking at Colorado - 1540 30th Street, Suite 147 Boulder, CO 80309 -800.272.5138  - .(JavaScript must be enabled to view this email address) - www.GSBColorado.org

 

Location: University of Colorado--Boulder, Colorado
Date/Time: 7/15/2010 - 7/17/2010
Subject: None
Format: Live, In-Person

Lending:  Restructuring Commercial Loans

(Grand Junction)

COMMERCIAL LOANS, along with many other credit products today, are being negatively impacted by the slow down in the economy. Attend this proactive NEW seminar and learn how to PROPERLY STRUCTURE the “initial” commercial loan, RENEGOTIATE a commercial loan that is faltering, and COLLECT a commercial loan that is now in default!

The commercial loan INITIAL STRUCTURING section of the program emphasizes the basics of business organizations (sole proprietorships to LLCs), the six (6) elements of loan structure, and the four (4) elements of loan support (collateral). The RENEGOTIATION section outlines the basics of a commercial loan “work-out” situation including the use of appropriate negotiations skills (the negotiation process, negotiation skill building, and the use of “empathy”, “ego”, and “needs”). The COLLECTION section focuses on various legal aspects of collecting the commercial loan including foreclosure proceedings and other legal remedies.

Each of the seminar sections will be highlighted by a case study to reinforce the main concepts.

MAJOR TOPICS:
♦ Commercial lending in today’s market
♦ Proper structuring of the “initial” commercial loan
♦ Renegotiating the “faltering” commercial loan
♦ Collecting on the “defaulted” commercial loan
♦ Case studies that reinforce the major concepts

Please see flier below

Location: Hampton Inn, 205 Main Street, Grand Junction
Date/Time: 6/18/2010 8:30 am - 3:30 pm
Subject: Lending
Format: Live, In-Person

Loan Documentation- A Hands-On Approach

(Denver)

Participants in this NEW one-day Loan Documentation program will receive a unique opportunity to review loan documents by working through a variety of case studies. The program will begin with a thorough overview of commercial lending requirements and loan documentation. Basic “business” structure will be presented along with loan “structure” and loan “support.” Additionally, “conventional” commercial and SBA lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a brief review of compliance issues.

During the second half of the seminar the attendees will be split into teams to analyze three (3) comprehensive case studies. Each team will be asked to review their cases for loan structure and documentation, and present their findings and errors to the group.

COURSE OBJECTIVES:
1. An introduction to loan documentation
2. Review of basic business structure
3. Explore the six (6) elements of loan structure
4. Summarize the four (4) elements of loan support
5. Highlight current “conventional” commercial and SBA lending issues
6. Discuss loan pricing and monitoring issues
7. Review compliance issues
8. Analyze comprehensive loan structure/documentation within several case studies

Please see attached flier below

Location: Sterner Training Center, 1009 Grant Street, Denver
Date/Time: 6/17/2010 9:00 am -4:00 pm
Subject: Lending
Format: Live, In-Person

2010 Tri-State Bankers Summit

Join the Colorado, Montana and Wyoming Bankers Associations from June 13-15 at the Jackson Lake Lodge in Grand Teton National Park

Business Partners - For questions regarding Sponsor & Advertising opportunities, contact Jason with the Montana Bankers Association at 800/541-5126 or .(JavaScript must be enabled to view this email address). Direct all Exhibiting questions to Cheryl Johnston with the Wyoming Bankers Association at .(JavaScript must be enabled to view this email address).

 

Location: Jackson Lake Lodge, Grand Teton National Park, Moran, Wyoming
Date/Time: 6/13/2010 - 6/15/2010
Subject: CBA Special Events
Format: Live, In-Person

Two Day IRA Worskshop

(Denver)

ICB-CISP
To be successful in the retirement plans industry, IRA professionals must keep up to date on the latest IRA rules. This educational program is designed to provide the most current IRA information to attendees—whether they are new to IRAs or are experienced IRA professionals. This two-day workshop provides a hands-on, interactive learning opportunity that shows attendees how to apply their IRA knowledge in real-life situations.

OBJECTIVES:
At the conclusion of this workshop, participants should be able to:
♦ Describe IRA opening documents
♦ Determine IRA contribution eligibility
♦ Identify the IRA contribution limits
♦ Explain the Traditional IRA deductibility rules
♦ Recall IRA reporting requirements
♦ Understand how to transfer, rollover, convert, and recharacterize IRA assets
♦ Explain the new conversion and rollover rules
♦ Calculate required minimum distributions
♦ Determine beneficiary options
♦ Understand the new rollover options for non-spouse beneficiaries
♦ Identify IRA transaction forms

Ascensus seminars are delivered by a group of highly trained retirement plan consultants who thoroughly understand the laws affecting IRAs. These consultants have daily contact with financial organizations that offer IRA products, and specialize in providing practical solutions to the most complex IRA issues.

Please see attached flier

Location: Sterner Training Ctr. 1009 Grant Street Denver, Colorado
Date/Time: 6/9/2010 - 6/10/2010
Subject: Lending
Format: Live, In-Person

KC Fed 2010 Ag Symposium: Farming, Finance and the Global Marketplace

SAVE THE DATE:  June 8 and 9, 2010
 
(Kansas City, MO) The Federal Reserve Bank of Kansas City is bringing banking and business leaders, government officials, and academia together to explore the forces shaping the profitability and structure of the agricultural marketplace in the 21st century.  The symposium, "Farming, Finance and the Global Marketplace" is planned for June 8-9, 2010, at the Federal Reserve Bank of Kansas City.  Invitations with registration information will be sent in March.

Attached is our save the date flyer.  Please forward this to colleagues who might be interested in attending the symposium. The flyer includes information on how to receive an invitation.

 

Location: Kansas City, MO
Date/Time: 6/8/2010-6/9/2010
Subject: CBA Special Events
Format: Live, In-Person

Lending: Credit Analysis of Commercial Loans

(Denver)

THIS 6-HOUR SEMINAR IS BEING OFFERED TO ADDRESS THE NEEDS OF BEGINNING CREDIT ANALYSTS AND LENDERS BY REINFORCING THEIR SKILLS IN ALL ASPECTS OF CREDIT ANALYSIS.

Attend this training and you will experience "real life" case studies/loan requests-- examining all aspects of credit analysis. This is NOT a traditional credit analysis class that solely examines financial statements. Join Mark Tyrpin, a Senior Lender at a large regional mid-western bank with 20 year experience as a commercial real estate lender/ commercial lender, for a day of living real loan requests! You will have the opportunity to discuss loan scenarios, formulate answers and elevate your knowledge to the next level! You'll also get a chance to "attend loan committee" reviewing requests.

This unique seminar will cover not only basic financial statement analysis -- but will also help you to understand your commercial customer from their loan request through the products they sell. A number of steps to determine this include:

♦ The Business Environment - SWOT Analysis & Business Life Cycle
♦ The Economic Environment
♦ The Management Environment

From there you will analyze the loan request and develop a rational loan structure. As a result you will be EMPOWERED TO ASSESS RISK AND ASSESS AN OPINION ON THE REQUEST.

The skills and tools you receive in this training can be immediately applied upon returning to your financial institution. You will gain a better insight into the economy, the commercial loan environment, the business loan request, cash flow analysis, loan structure while touching briefly on collateral.

A basic introduction into Financial Statement Analysis will also be covered. At the conclusion of the seminar you will understand the factors that impact ability to repay debt obligations and how to document the findings in a written credit memo.

Please see attached flier for registration information

Location: Sterner Training Center, 1009 Grant Street, Denver, CO
Date/Time: 5/18/2010 8:30 am - 3:30 pm
Subject: Lending
Format: Live, In-Person

Deposit Accounts:  Legal Issues, Documentation and Compliance

(Denver)

THE FACTS ARE IN! Many financial institutions are increasingly taking more losses in the new account area than in the loan area. The reason – not recognizing fraudulent accounts! Too often new account personnel receive twenty minutes of training before opening their first account. Most of the expertise is gained "on the job" which results in an environment of insecurity and vulnerability for new account representatives and unnecessary losses for the financial institution. In addition to this, are the new compliance requirements resulting from the 9/11 attacks and initiated by section 326 of the USA PATRIOT Act. The CUSTOMER IDENTIFICATION PROGRAM will be overviewed in the workshop.

This full day ANNUAL REVIEW teaches new account personnel:

-  Proper account opening procedures and compliance requirements;
- The five crucial pieces of information including PROPER IDENTIFICATION AND THE CORRECT TIN for every new account;
- The FOUR FUNDAMENTAL QUESTIONS that should be asked of every potential accountholder:
   1. Who owns the funds in the account?
   2. Who has access to the funds in the account?
   3. What is the purpose of the account?
   4. If a business account: What type of legal entity is this?

NOTE: It is strongly recommended you bring a copy of your institution’s signature cards and account agreement to the workshop.

Please see attached flier for registration

Location: Sterner Training Center, 1009 Grant Street, Denver
Date/Time: 5/6/2010 8:30 am - 4:00 pm
Subject: Compliance
Format: Live, In-Person

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 5/5/2010 2:00 - 3:00 pm
Subject: CBA Special Events
Format: Teleconference

2010 Advanced Compliance School

(Golden)

WHY SHOULD YOU ATTEND?
The Compliance Officer’s job is NOT getting any easier. In fact, there are days when it feels like the sky is falling. Yet as the compliance officer, you must stay on top of new developments and keep your bank’s staff up to date. Anything less leaves your bank vulnerable to more scrutiny in a compliance examination and puts the bank’s reputation on the line. The Advanced Compliance School is your opportunity to learn, to clarify, to move beyond the basics. You will confirm your understanding of some issues and improve your understanding of others.

WHO WILL BENEFIT FROM ATTENDING?
This school is designed for compliance professionals who are looking for information beyond the basics. Operations/ compliance managers, lenders, branch managers, presidents/CEO’s, bank directors, legal counsel and other individuals responsible for compliance management within their organization will benefit from this school.

PREREQUISITE
Recommended for individuals with at least two years of banking experience, as well as compliance responsibilities, and/or those who have attended a basic compliance school.

PROFESSIONAL CREDIT AVAILABLE
Each attendee will be given the following:
♦ 1/2 to 1 CFTWS Credit Hour
♦ Advanced Compliance School Certificate of Achievement
♦ Awarded Institute of Certified Bankers ICB-CRCM Credit

FACILITIES & ACCOMODATIONS
This year’s School will be held at the Table Mountain Inn, 1310 Washington Street, Golden, Colorado.
Conveniently located in the heart of historic downtown Golden, the hotel is just 15 miles from downtown Denver. Everything in Golden has to offer is right outside your door, including the River Walk pathway, a full-service recreation center, shops, galleries, museums and Coors Brewery.
ACCOMODATIONS can be made at the Table Mountain Inn by calling 1-800-762-9898 or 303-216-8000. A block of rooms has been reserved under the name 'CENTER FOR FINANCIAL TRAINING WESTERN STATES', at a special group rate of $139.00 per night for a Traditional King Size Room, plus tax. Please note this block of room EXPIRES ON FRIDAY, APRIL 5, 2010, at which time the rooms will be released for public sale. The availability of rooms cannot be guaranteed after APRIL 5th, therefore, early reservations are encouraged!

ABOUT THE FACILITATORS_
DENNY DEISCHER, CRCM is a vice president with the Missouri Bankers Association, and previously was the manager of the regulatory advisory practice for KPMG Barefoot Marrinan & Associates. He was also a former
senior compliance regulatory official in the compliance management department for the OCC. Denny is widely recognized for his bank compliance expertise and has provided educational training related to compliance issues and management structure to numerous national, as well as, state banking trade associations. He is a highly sought after compliance instructor who brings more than 30 years of experience in the financial industry to the classroom.

JENNIFER McCOLLOUGH, CRCM is the president of Compliance Services Group, Ltd., and has over 20 years of experience in the regulatory compliance field. She began her career in the consumer regulatory compliance field at the First National Bank of Minneapolis. She went to work for Barefoot, Marrinan & Associates prior to starting her own company in 1994. Jennifer was the principle writer for ABA’s Compliance Sourcebook. She consults with banks on compliance program management and conducts compliance reviews for small to mid-size banks. Jennifer is also a lead instructor for CFTWS’ Federal Compliance School, a well as the ABA’s National Undergraduate and Graduate Compliance Schools.

Please see attached flier to register

Location: Table Mountain Inn 1310 Washington Street Golden, Colorado
Date/Time: 5/5/2010 - 5/7/2010
Subject: Compliance
Format: Live, In-Person

Deposit Accounts:  Legal Issues, Documentation and Compliance

(Colorado Springs)

THE FACTS ARE IN! Many financial institutions are increasingly taking more losses in the new account area than in the loan area. The reason – not recognizing fraudulent accounts! Too often new account personnel receive twenty minutes of training before opening their first account. Most of the expertise is gained "on the job" which results in an environment of insecurity and vulnerability for new account representatives and unnecessary losses for the financial institution. In addition to this, are the new compliance requirements resulting from the 9/11 attacks and initiated by section 326 of the USA PATRIOT Act. The CUSTOMER IDENTIFICATION PROGRAM will be overviewed in the workshop.

This full day ANNUAL REVIEW teaches new account personnel:

-  Proper account opening procedures and compliance requirements;
- The five crucial pieces of information including PROPER IDENTIFICATION AND THE CORRECT TIN for every new account;
- The FOUR FUNDAMENTAL QUESTIONS that should be asked of every potential accountholder:
   1. Who owns the funds in the account?
   2. Who has access to the funds in the account?
   3. What is the purpose of the account?
   4. If a business account: What type of legal entity is this?

NOTE: It is strongly recommended you bring a copy of your institution’s signature cards and account agreement to the workshop.

Please see attached flier for registration

Location: Embassy Suites, 7290 Commerce Center Drive, Colorado Springs
Date/Time: 5/5/2010 8:30 am - 4:00 pm
Subject: Compliance
Format: Live, In-Person

Robbery Prevention Response & Aftermath Video Webcast Series

Robbery response training can save lives!  This two-part webcast will help you develop an effective robbery prevention, response and aftermath program and train all your staff.

 

Banks must provide initial and continuing robbery training for ALL employees. This two-part webcast series will help you:

• Meet regulatory training requirements and educate everyone about the different types of robberies and effective response techniques
• Conduct an initial and continuing robbery risk assessment
• Identify employees that should receive different levels of training
• Identify policies, procedures and training techniques that should be retained, modified or eliminated
• Make recommendations that enhance safety
• Gain support from the board, department managers and staff
• Protect the institution and trainer in the event of a legal action

 

You will receive the original workbook texts in Word and companion PowerPoint slides that you may adapt to your training needs.

 

Presenter

Dana Turner, Security Education Systems

Robbery Training for All Staff - The SAFECATCH Model

The SAFECATCH Bank Robbery Suppression & Apprehension Program, developed and promoted by the Seattle WA Office of the FBI, meets the need for a more effective robbery training program.  During development, the FBI researched bank robberies from 1996 through 2006. Studies revealed that violent crimes did not occur when robbers posing as customers were treated like customers. And there are no reported instances since then. As a result, there is no confrontation aspect within the program. Suggested strategies provide potential robbers with an excuse to leave the bank unobstructed. The "SAFE" prong is a preventive measure. The "CATCH" prong partners employees with law enforcement. Together, they create an environment that safely empowers staff to make a positive difference regarding robberies. Highlights include:

• Brief history of SAFECATCH, including statistics
• The acronyms and how to use them, including: Scan, Alert, Friendly, Exit (SAFE) and Call, Action, Tactical, Cash, Help (CATCH)
• Special Considerations

 

Audience:  All bank personnel

 CE Awarded: 2 hours with the Texas State Board of Public Accountancy

CE Applied: 2 hours CRCM/CFSSP/CBT/CCSR/CPB with the ICB

Register Below

 

Date/Time: 4/28/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

Banking Fundamentals Video Webcast Series:  How Banks Make Money

A banker's professional growth must be based upon a foundation of understanding how a bank works and makes money. Understanding basic banking principles will help participants become better prepared to meet the challenges facing the industry now and in the change-filled future. This program provides up-to-date information and perspectives to help participants better deal with the contemporary issues of profitability, credit problems, sales, marketing and competition from other financial service providers. Highlights include:

• Significant changes in banking over the past 30 years;
• Bank organizational structure (corporations and LLCs) and impact on growth and profitability;
• Brief discussion of the Deposit Function including account types, negotiable instruments, payments system and bookkeeping;
• Credit Function including importance of strong policy and essential credit principles;
• Funds Management and investments;
• Critical role of marketing and selling in banking today;
• Pricing and profitability issues; and
• Bank Financial Statements including balance sheet and income accounts and key easy-to-understand financial performance ratios.

 

Audience: This program will benefit entry level or experienced bankers currently working in any function of the bank.

Presenter

Bob Ullom’s enthusiastic presentation will help you make this needed information an important part of your career growth. Bob, a nationally known banking educator, was founding president of two fast-growing start-up banks and led both to sound and profitable status. He teaches over 15,000 bankers annually in more than 35 states. 

Register Below

Date/Time: 4/26/2010 12:30-2:30 pm
Subject: Leadership & Management
Format: Webinar

Robbery Prevention Response & Aftermath Video Webcast Series

Robbery response training can save lives!  This two-part webcast will help you develop an effective robbery prevention, response and aftermath program and train all your staff.

 

Banks must provide initial and continuing robbery training for ALL employees. This two-part webcast series will help you:

• Meet regulatory training requirements and educate everyone about the different types of robberies and effective response techniques
• Conduct an initial and continuing robbery risk assessment
• Identify employees that should receive different levels of training
• Identify policies, procedures and training techniques that should be retained, modified or eliminated
• Make recommendations that enhance safety
• Gain support from the board, department managers and staff
• Protect the institution and trainer in the event of a legal action

 

You will receive the original workbook texts in Word and companion PowerPoint slides that you may adapt to your training needs.

 

Presenter

Dana Turner, Security Education Systems

Robbery Training for Managers & Executives

Managers may have to make critical decisions that staff are either unprepared or unauthorized to make. This session will help you design and implement a standardized, institution-wide robbery prevention and response program. Highlights include:

• Determining Vulnerabilities
• Developing a Robbery Prevention Checklist
• The Difference Between Business and Personal Crimes
• Your Robbery Response Plan
• Robbery Prevention and Response Strategies
• Robbery Aftermath Considerations and Procedures
• Sample Robbery Procedures for Staff and Management

 

Audience: Security Officers, Directors, Auditors, HR  Managers, Trainers, and Compliance Officers

 CE Awarded: 2 hours with the Texas State Board of Public Accountancy

CE Applied: 2 hours CRCM/CFSSP with the Institute of Certified Bankers

Register Below

 

Date/Time: 4/21/2010 12:30 - 2:30 pm
Subject: Compliance
Format: Webinar

Professional Head Teller Workshop I

(Denver)

LEADING THE CURRENT CHALLENGES OF TELLER LINE OPERATIONS!
Attend the first of three workshops in this 3-part series and learn how to help your customers who are worried and concerned, as well as what to say when a customer is angry. This program will also cover how to motivate staff during a recession, finding and keeping the best tellers, managing problem tellers, reviewing important policies and procedures, as well as a Bank Industry Update.

HIGHLIGHTS:
♦ How to help customers who are worried and concerned
♦ 60 Minutes T.V. video: What happens when a bank fails: FDIC, etc.
♦ What to say when a customer is angry
♦ The principle of the “Slight Edge”: How to make your teller line extraordinary!
♦ How to reduce teller turnover
♦ Recruiting, hiring, and keeping new tellers: Tested ideas that work!
♦ The Certified Teller Training Program – suggested criteria and procedures
♦ Teller incentive programs: Do they work?
♦ How to motivate your teller staff during an economic recession
♦ How to manage problem tellers
♦ Review: Reg CC Compliance & Fed Funds Availability
♦ The sample Teller Training Manual: Balancing tips, endorsements, fundamentals of negotiable instruments and more
♦ Improving customer service and professionalism at your front-line!

Please see attached flier

Location: Sterner Training Center, 1009 Grant Street, Denver
Date/Time: 4/21/2010 9:00 am - 4:00 pm
Subject: General Banking
Format: Live, In-Person

Branch Manager Workshop IV

(Denver)

Attend this session and learn how to create realistic, challenging goals and objectives for your branch. Discussion will also center around how to successfully manage your most difficult customers, cyberspace banking and how to make a proposal to upper management. Below are highlights of what will be covered in Workshop IV of the 4-part Branch Manager Workshop Series.

♦ Creating realistic, attainable goals/objectives for your branch
♦ How to manage effective change at your branch location: What really works?
♦ Stress: How to successfully handle the factors at your branch
♦ How to handle “difficult” customers/situations: Tips and techniques
♦ Cyberspace banking: What impact is it having on branch banking?
♦ The future branch banking: What does it look like?
♦ More sales, less transactions
♦ How to make proposals to upper management: Techniques that work

SWAP SHOP: In addition to asking questions during the seminar, there will be formal opportunities to discuss, answer questions, and reflect upon any subject regarding branch management for which attendees require answers.

See registration form below

Location: Sterner Training Center, 1009 Grant Street, Denver
Date/Time: 4/20/2010 9:00 am - 4:00 pm
Subject: Leadership & Management
Format: Live, In-Person

Banking Fundamentals Video Webcast Series:  Becoming a Banker

Our industry needs bankers, not just people who work at a bank!  This program provides knowledge of a variety of issues bankers must understand to better serve their customers, help their banks grow and prosper, and grow as professionals. This program provides practical information and immediately useful tools to help bankers become better at their chosen profession. Highlights include: 

• How and why of borrower accounting systems;
• Life insurance basics;
• Personal financial planning for self and customers;
• Use and Preparation of personal financial statements;
• Key micro and macro economic principles;
• How to become engaged in your community;
• Financial literacy for bankers

 

Audience:  Lenders, credit analysts, loan review and administration personnel, or any individual wishing to be and become a better banker will find this program insightful and motivating.

Register Below

Date/Time: 4/19/2010 12:30-2:30 pm
Subject: Leadership & Management
Format: Webinar

Conducting a Fair Lending Self Assessment

This program explains a method of self assessment based on interagency fair lending examination procedures. It involves side-by-side file review and other techniques that help you rapidly focus on areas in which problems are most likely to occur.

 

The primary purpose of a Fair Lending Self Assessment is to detect problems before examiners cite violations, the Department of Justice seeks a consent decree or a consumer hires an attorney to take legal action against your bank. There is not just a single preferred method for conducting the self assessment.  Some focus primarily on statistical analysis, a technique that works best with high volume lenders. Other methods focus on side-by-side file reviews. Some use a combination of techniques.

 

Why Participate?

This program explains a method of self assessment based on the interagency fair lending examination procedures. It involves side-by-side file review and several other techniques that help you rapidly focus on the areas in which fair lending problems are most likely to occur. By conducting the assessment using the same procedures as the examiners, you are "plowing the field before the examiners plow it." The goal is for you to turn up problems before they are found by others.

 

Highlights

This program includes a review of consumer, real estate and commercial loans. It also covers various aspects of the lending process including:

• Developing lending policies;
• Marketing;
• Product steering;
• Taking applications;
• Underwriting loans;
• Loan pricing; and
• Extending credit. 

 

Speaker

Jack Holzknecht, a principal with Pegasus Educational Services, LLC, has provided training to thousands of bankers and examiners for 27 years. He has the ability to identify the key compliance issues from each regulation.  Jack’s career began as a federal bank examiner.  He also headed the form and software division of a regional consulting company and spent 7 years in charge of their education division.  Jack has been an instructor at compliance schools presented by the Kentucky, Pennsylvania, New York and Texas bankers associations. He also developed and delivered training for the FDIC and OTS.

Register Below

Date/Time: 4/16/2010 12:30-2:30 pm
Subject: Lending
Format: Webinar

Lending: Problem Loans and Workouts

(Pagosa Springs)

NOTE: This NEW program is a follow-up to the "Lending: Assessing The Risk ~ How To Avoid Problem Loans" class that was held on October 16, 2009 in Pagosa Springs, CO.

The earlier a problem loan can be detected the greater the opportunity to take corrective action and minimize the potential for loan default and loan loss. This program will examine steps to pursue when a commercial loan becomes a problem for your financial institution. Knowing what you can do and when to do it are essential components to an effective workout plan.

HIGHLIGHTS:
♦ How to foresee problem loans and what you can do about them
♦ Proper loan structuring: A key to avoiding problem loans
♦ When to develop a workout plan
♦ Using counsel
♦ Appropriate actions after a default occurs
♦ Pursuing guarantors
♦ Foreclosure
♦ The value of collateral (or lack thereof)

Please view flier below

Location: First Southwest Bank, 249 Navajo Trail Drive, Pagosa Springs
Date/Time: 4/16/2010 9:00 am - 4:00 pm
Subject: Lending
Format: Live, In-Person

Security and Risk Management

(Denver)

The financial institution's Board of Directors must determine the form and scope of the security function. Traditionally, board members receive limited -- or no -- education about their respective roles within the security function. The purpose of this presentation is to provide board members and executives with the necessary information that they need to make intelligent and informed choices about developing and implementing a professional, institution-wide security function.

PRESENTATION OBJECTIVES: This presentation is designed to help you:
♦ Identify and describe the major provisions of the Bank Protection Act and other security and safety regulations; the responsibilities of the Federal and State agencies responsible for monitoring compliance; and the responsibilities of the institution's Board of Directors and other employees required by the regulation.
♦ Assess the impact of these requirements upon the institution and the security function.
♦ Design or recommend appropriate changes to the institution's policies and procedures to address the requirements.
♦ Prepare the annual report for the board of directors required by the regulation.
♦ Identify and describe appropriate sources of information and support for the professional development of the security officer.
♦ Train or recommend training for the board of directors and senior management personnel about the responsibilities of the security officer and the projected impact of security requirements.

Please see attached flier

Location: Sterner Training Center, 1009 Grant Street, Denver
Date/Time: 4/15/2010 9:00 am - 12:00 pm
Subject: General Banking
Format: Live, In-Person

Lending: Understanding Small Business Borrowers and Their Needs

(Grand Junction)

This NEW one-day program is designed to assist business lenders in meeting the credit needs of their small business customers and overcoming the challenges that those customers present in today’s difficult lending environment. Students who attend this session will learn to ask the right questions of business borrowers and to match the correct banking products to their customers’ needs. Emphasis will also be placed on the decision making process that small businesses undertake when they decide to borrow money.

LEARNING OBJECTIVES:
♦ Identifying the characteristics of small business owners
♦ Understanding the borrowing needs of small business customers
♦ Recognize the symptoms associated with various types of borrowing needs
♦ Analyzing customer loan requests effectively in order to match specific loan products to small business customers and their needs
♦ Directing small business owners to sources of technical and financial
assistance through public and private non-sector organizations
♦ Using the Small Business Administration and other governmental programs as credit enhancement mechanisms
♦ Understanding the basic financial concepts that impact the health of small
businesses
♦ Speaking the language of small business owners through an understanding of basic small business financial terminology

This program will explore topics that are essential for individuals who work with small business borrowers either as lenders or in the area of business development. Tools to be used include case studies, class interaction, and other standard learning techniques.

Please see attached flier

Location: Hampton Inn, 205 Main Street, Grand Junction
Date/Time: 4/15/2010 9:00 am - 4:00 pm
Subject: Lending
Format: Live, In-Person

Security and Risk ManagementL Conducting your Annual Security Review

(Denver)

This live, comprehensive program focuses on the ever-changing issues involving the development, maintenance and updating of each bank's required, evolutionary Security Program. Your review and subsequent Report should involve security and related issues as they affect the five (5) most common, industry standard security priorities and areas of exposure, including:

1. Employees and other institution-affiliated parties -- and their families
2. Customers and other persons lawfully present on the premises, including vendors
3. Facilities that you own, manage, maintain, rent or control
4. Assets that are tangible and intangible -- particularly the institution's image
5. Records from internal and external sources -- both paper and electronic

PRESENTATION OBJECTIVES ~ This presentation is designed to help you:
♦ Identify and describe the institution's primary sources of loss exposure and the methods that the Security Officer may use to effectively reduce that exposure.
♦ Assess the impact of these sources upon the institution and its Security Program and overall strategic plan.
♦ Design or recommend appropriate changes to the institution's policies and procedures to address the issues discovered.
♦ Prepare a comprehensive report of findings for the Board of Directors.
♦ Train or recommend training for the Board of Directors and senior management personnel about their responsibilities and the projected impact of identified loss exposures.

Please see attached flier

Location: Sterner Training Center, 1009 Grant Street, Denver
Date/Time: 4/14/2010 9:00 am - 4:00 pm
Subject: Compliance
Format: Live, In-Person

Lending:  Understanding Small Business Borrowers and Their Needs

(Denver)

This NEW one-day program is designed to assist business lenders in meeting the credit needs of their small business customers and overcoming the challenges that those customers present in today’s difficult lending environment. Students who attend this session will learn to ask the right questions of business borrowers and to match the correct banking products to their customers’ needs. Emphasis will also be placed on the decision making process that small businesses undertake when they decide to borrow money.

LEARNING OBJECTIVES:
♦ Identifying the characteristics of small business owners
♦ Understanding the borrowing needs of small business customers
♦ Recognize the symptoms associated with various types of borrowing needs
♦ Analyzing customer loan requests effectively in order to match specific loan products to small business customers and their needs
♦ Directing small business owners to sources of technical and financial
assistance through public and private non-sector organizations
♦ Using the Small Business Administration and other governmental programs as credit enhancement mechanisms
♦ Understanding the basic financial concepts that impact the health of small
businesses
♦ Speaking the language of small business owners through an understanding of basic small business financial terminology

This program will explore topics that are essential for individuals who work with small business borrowers either as lenders or in the area of business development. Tools to be used include case studies, class interaction, and other standard learning techniques.

Please see attached flier

Location: Sterner Training Center, 1009 Grant Street, Denver
Date/Time: 4/13/2010 9:00 am - 4:00 pm
Subject: Small Business Banking
Format: Live, In-Person

Security and Risk Management: Conducting your Annural Security Review

(Grand Junction)

This live, comprehensive program focuses on the ever-changing issues involving the development, maintenance and updating of each bank's required, evolutionary Security Program. Your review and subsequent Report should involve security and related issues as they affect the five (5) most common, industry standard security priorities and areas of exposure, including:

1. Employees and other institution-affiliated parties -- and their families
2. Customers and other persons lawfully present on the premises, including vendors
3. Facilities that you own, manage, maintain, rent or control
4. Assets that are tangible and intangible -- particularly the institution's image
5. Records from internal and external sources -- both paper and electronic

PRESENTATION OBJECTIVES ~ This presentation is designed to help you:
♦ Identify and describe the institution's primary sources of loss exposure and the methods that the Security Officer may use to effectively reduce that exposure.
♦ Assess the impact of these sources upon the institution and its Security Program and overall strategic plan.
♦ Design or recommend appropriate changes to the institution's policies and procedures to address the issues discovered.
♦ Prepare a comprehensive report of findings for the Board of Directors.
♦ Train or recommend training for the Board of Directors and senior management personnel about their responsibilities and the projected impact of identified loss exposures.

Please see attached flier

Location: Hampton Inn, 205 Main Street, Grand Junction
Date/Time: 4/13/2010 8:30 am - 3:30 pm
Subject: Compliance
Format: Live, In-Person

Government Affairs Committee Meeting

Government Affairs Committee:  determines CBA’s positions and actions on legislative, regulatory and political matters, including litigation.  Participants should have an interest in politics and be in mid- to senior-level management.  Utilizes Legislative Review Subcommittee, Regulatory Review Subcommittee, PAC, and other task forces as necessary

If you are interested in joining this committe, please contact Lexie at .(JavaScript must be enabled to view this email address)

Date/Time: 4/7/2010 2:00 - 3:00 pm
Subject: CBA Special Events
Format: Teleconference

RDC Work Program - Are You Ready for Your Next Exam?

The long awaited Remote Deposit Capture Work Program has been released. This webinar will provide insight into examiner expectations and help ensure you have the appropriate policies and procedures in place and are prepared for their questions.

 

In January of 2009, the FFIEC agencies released the Remote Deposit Capture Risks and Mitigation guidance; however, the guidance did not contain the work program that examiners would be using to examine remote deposit capture operations.  February 27, 2010, the FFIEC released the new revised Retail Payments Handbook, which while it doesn't provide any new guidance for your RDC program, it does contain the work program examiners will be using.   So you can be sure that examiners will be reviewing your remote deposit capture program this year. 

 

Why Participate?

Whether you have already rolled out a RDC program or are just in the process this webinar will provide insight into examiner expectations and help ensure you have the appropriate policies and procedures in place and are prepared for their questions.

 

Highlights

The following are just some of the areas that are addressed in the work program and will be covered in the webinar:

• Identify the key elements of the RDC environment;
• Assess the RDC strategic planning and the risk assessment process;
• Customer due diligence and suitability;
• Contracts and agreements;
• Controls; and
• Oversight and monitoring.

 

Audience

Senior management, audit, compliance, risk management, IT or anyone responsible for developing and overseeing the program, implementing security controls, implementing the program, providing sales, and training.

 

CE Applied: 2.5 hrs. CRCM/CFSSP w/the Institute of Certified Bankers

CE Approved: 2 hrs. w/the Texas State Board of Public Accountancy

 

Presenter

Susan Orr, CISA, CISM, CRP, is an industry expert with vast regulatory, risk management, and security knowledge. During her 14-years as bank examiner, Susan held numerous lead positions including Regional IT Examination Specialist, Special Assistant to the Regional Director, and Special Assistant to the Vice Chairman of the FDIC. Susan was lead instructor for the FDIC's technology school. She currently consults for security providers and performs IT security/regulatory reviews for financial institutions.

Register Below

Date/Time: 4/7/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

Analyzing Business Strength & Performance

A four-hour webinar dealing with how to interpret, analyze and understand business financial statements for better loan decision making

 

This NEW two-session webinar has been developed in response to requests from bankers to provide a convenient, in-depth financial statement analysis training experience. A further objective of this program is to provide bankers planning to attend a Banking School (perhaps offered by your state's bankers association) with background (or prerequisite) understanding which will make the lending school experience more meaningful. This program is low on theory and high on practical and immediately useful tools of financial statement analysis.  All case studies are presented in a "real world" context. 

 

Highlights

The program will focus on building a strong understanding of the purpose, use and interpretation of financial analysis tools, including:

• Discussion of the proper Role, Purpose and Focus of financial statement analysis in loan risk determination and mitigation;
• Key financial concepts related to risk determination and loan decision making
  • Financial structure
  • Operating cycle
  • Trend analysis
  • Financial leverage
  • “True” cash flows
• The four key tools of financial statement analysis
  • Spreading
  • Common sizing
  • Use of industry averages
  • Ratio analysis of liquidity, leverage, profitability, over-trading and debt service ability
• Case study applications of the four key tools will teach participants how to “crunch the numbers” and determine and interpret the meaning of the data

 

Note: This program is presented as a single four-hour seminar divided into two sessions. Your registration covers your webinar hookup or webinar replay purchase fee for both the April 1 & 9 broadcasts along with the corresponding written materials.

 

Audience

The program has been designed to appeal to: experienced lenders who need an update or confirmation of their knowledge and skills, lenders just beginning to focus on commercial lending, loan review personnel, credit analysts, or any banker looking to significantly develop his/her commercial credit skills.

 

CE Applied: 2.5 hrs./session CLBB/CPB with the Institute of Certified Bankers

CE Awarded: 2 hrs./session with the TX State Board of Public Accountancy

 

Speaker

Bob Ullom, a CPA and nationally known banking educator, brings over 30 years commercial lending and bank management experience to his lively sessions which maximize student involvement and learning by encouraging participation and interaction.  As founding President/CEO of two start-up banks, Bob led both banks to profitable, sound status.  He currently provides training on a nationwide basis in more than 35 states.

 Register Below

Date/Time: 4/1/2010 12:30-2:30 pm
Subject: Leadership & Management
Format: Webinar

Business Continuity And Disaster Recovery

Presenter: Kevin Streff, Secure Banking Solutions

This 90-minute program will be presented live on:

March 31                 2:00-3:30 p.m. Central Time

Price: $325

Federal regulators require emergency preparedness plans to ensure continuity of operation in an unlikely event that can cause significant interruption. While incidents are more likely than disastrous events, the consequences to the bank can be severe if proper disaster recovery planning does not occur. This training seminar demonstrates a practical approach to business continuity and disaster recovery planning that builds upon your IT risk assessment. It will cover topics such as: how to address business processes in case of certain events; identify events that can cause business interruption and rating the probability of said event and the effect on business functions, and document the plan. This training seminar also addresses how your bank should update your business continuity plan to account for the pandemic flu.

Target Audience: CEOs, head of operations, IT personnel, information security officer, members of the IT committee, Board of Directors

 To register, click on link below

Date/Time: 3/31/2010 1:00 - 2:30 pm
Subject: General Banking
Format: Webinar

A Practical Guide To Consumer Lending

Presenter:   Richard Hamm, Advantage Consulting and Training

This three-part program will be presented live on:

March 30, April 6 & 13                  1:00-2:30 p.m. Central Time

Price: $575

This seminar follows the consumer lending process from taking the application to making the final credit decision. Using cases and providing best practices, participants will learn how to better navigate what can be a tricky process. Since consumer lending tends to be one of the most automated and regimented lending functions in banking, special emphasis will be placed on recognizing exceptions to established lending policies and practices, and how to properly mitigate these risks – when it makes sense for bankers to intervene and grant a waiver.

Target Audience: Branch managers, consumer lenders, mortgage bankers, private bankers, small business lenders, credit analysts, loan review specialists, consumer lending managers and credit officers

To register, please click on link below

Date/Time: 3/30/2010 12:00 - 1:30 pm
Subject: Lending
Format: Webinar

Commercial Construction Loans: Administering And Monitoring

Presenter: Richard Hamm, Advantage Consulting & Training

This three-part program will be presented live on:

March 30, April 6 & 13                   10:30 a.m.-12:00 p.m. Central Time

Price: $575

The recent downturn in commercial real estate (CRE) has exposed many weaknesses in bank construction lending practices. This was due, in part, to community banks attempting to utilize versions of their residential forms and policies to administer commercial construction loans; however, this generally does not adequately control the situation due to the key differences between residential and commercial. This program covers the important steps involved in effectively administering commercial construction loans, including typical forms and common errors to avoid.

Target Audience: Commercial lenders, credit analysts and support staff that deal directly with commercial construction loans, mortgage bankers, private bankers, small business lenders, loan review specialists, special assets officers, lending managers and credit officers indirectly involved in the construction lending process

To register, please click on link below

Date/Time: 3/30/2010 9:30 - 11:00 am
Subject: Lending
Format: Webinar

Beyond Underwriting: Monitoring And Updating Property Values

Presenter: Richard Hamm, Advantage Consulting & Training

This three-part program will be presented on:

March 30, April 6 & 13                  8:30-10:00 a.m. Central Time

Price: $575

The recent downturn in commercial real estate (CRE) has challenged banks to strengthen their monitoring of existing CRE credits. While many situations will require a new appraisal of the property’s value, bankers have other, equally effective tools to do the job more frequently and at less cost. This program covers the important steps involved in effectively monitoring CRE loans and the tools needed to update values – not in lieu of a new appraisal, but as an interim and sometimes supplemental step.

Target Audience: Commercial lenders, credit analysts and support staff that deal directly with CRE loans; mortgage bankers, private bankers, small business lenders, loan review specialists, special assets officers, lending managers and credit officers indirectly involved in the CRE lending process

To register, click on link below

Date/Time: 3/30/2010 7:30 - 9:00 am
Subject: Lending
Format: Webinar

Regulation E Revisions: Handling Overdrafts Created by EFTs

Compliance is mandatory July 1. Planning and implementation will be time consuming, and thoughtful implementation may help preserve fee income. This program reviews disclosure requirements, model forms, opt-in programs, and more.

 

Revisions to Regulation E prohibit financial institutions from imposing an "overdraft" fee on ATM and one time debit card transactions that overdraw a consumer's account unless the consumer has "opted in" to the service.  Compliance with the regulation is mandatory on July 1, 2010. 

 

Implementation requires banks to develop an "opt - in" program that complies with the regulation if they expect to charge overdraft fees in these circumstances.  Banks that have no disclosed overdraft program and who do not typically approve debit card transactions when there is a negative balance are also affected. Banks will be able to offer the option to new customers at account inception, but they will be required to contact existing customers.  A customer's silence will not be the equivalent of consent.

 

This program was first offered on January 19 and got great reviews. This will be a new presentation. Attendees will undoubtedly ask different questions, and any subsequent FRB announcements will be incorporated, but the materials and speakers' comments will not be significantly different.  If you attended the earlier session we are not suggesting you attend this session too.

 

Why Participate?

The handling of items presented against insufficient funds and the fees that banks impose have been hot political issues for several years. Compliance will be actively reviewed in on-site examinations. Planning and implementation will be time consuming and thoughtful implementation may help preserve the bank’s fee income.  

 

Highlights

• Current Regulation DD disclosure requirements regarding overdrafts
• New disclosure requirements under Regulation E
• Model forms
• Communications with new vs. existing customers
• Running an opt - in program
• Written confirmations
• Should we defer compliance until the mandatory date?

 

Presenters

Ken Golliher is a principal with Pegasus Educational Services, LLC, a training firm headquartered in Louisville, Kentucky. Prior to becoming a full time trainer, he was a community banker and then the General Counsel for a regional consulting firm for financial institutions. 

 

Tuck Ackerman is a consultant who has served more than 7 years as the Director of Regulatory Compliance for a third party provider that specializes in ODP programs and software.  Prior banking experience was obtained during his 24 year career as an FDIC examiner where he conducted numerous training programs for both the FDIC and FFIEC.

Register Below

Date/Time: 3/29/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

Lending Essentials: Financial Analysis Tools A Two-part Webinar Series for All Your Lenders

Part 1 - March 25, 2010, 1:30-3:30 CT

Understanding & Using Personal & Business Tax Returns

Tax returns can provide a significant source of information once you understand the format, content and purpose of the many forms and schedules. This fast-paced session will help both consumer and commercial lenders better understand and use tax returns to improve the quality of loan decisions.  This program will improve your ability to more fully understand the financial strength of an individual or company.  The information presented will also help you improve customer service, protect the bank and enhance career development.  Highlights include: 

• The difference between IRS tax return and Generally Accepted Accounting Principles (GAAP)
• The most important questions to ask about tax returns for individuals, corporations and partnerships
• Case study regarding Form 1040 and supporting schedules
• Developing cash flow from a personal tax return
• Evaluating a company's earnings and financial condition using a tax return
• Limitations regarding the use of tax returns
• Easy-to-use forms/worksheets.

 

Part 2 - March 30, 2010, 1:30-3:30 CT

Cash Flow Analysis

Cash flow repays debt!  Without an adequate understanding of “true” cash flows, it is impossible to make sound, disciplined loan decisions. This dynamic webinar has been developed to help lenders better understand cash flow analysis at a more useful and meaningful level.  Issues to be presented and discussed include:

• The “true” nature of cash flow in a business: cash flow is NOT net income plus depreciation!
• “E-B-I-T-D-A” is not cash flow, and using this erroneous tool can lead to problems
• How to quickly and easily prepare and use cash flow statements
• The importance of the difference between: operating cash flows, cash flows caused by management discretion and financing flows.

 

All sessions include ample time for questions and answers

 

Presenter

Bob Ullom, brings 30 year’s commercial lending and bank management experience to his lively sessions. As founding President/CEO of two start-up banks, he led both to sound, profitable status. Bob currently provides training and education in over 35 states.

 

Audience

The series is taught at the basic level; however, it is appropriate for new and experienced personnel. Consumer and commercial lenders, credit analysts, loan review and department managers will benefit.

To register, click on link below

Date/Time: 3/25/2010-3/30/2010
Subject: Lending
Format: Webinar

Regulator Hot Buttons For IT Security

Presenter: Kevin Streff, Secure Banking Solutions

This 90-minute program will be presented live on:

March 24                 2:00-3:30 p.m. Central Time

Price: $325

This training seminar will cover the hot topics for IT security that federal regulators are concentrating on. Don’t be blindsided by the changing requirements in IT security and IT examinations. Get information first-hand to ensure your preparedness for a successful IT examination. The program arms you with information so you can concentrate your resources and prepare your bank. Also included is a discussion on trends in information technology and information security that your bank should consider as technology is evaluated, selected and deployed. This is a practical, diverse program that covers many areas of IT security.

Target Audience: Information security officer, CEOs, Board of Directors, head of operations, IT personnel, members of the IT committee, internal auditor, members of the audit committee

To register, please click on link below

Date/Time: 3/24/2010 1:00 - 2:30 pm
Subject: Compliance
Format: Webinar

Regulation E Revisions: Technology Considerations

 

The changes impose significant challenges to banks, their core software vendors and card processors. This webinar gives participants the knowledge to manage vendor relationships to ensure full compliance prior to the July 1 deadline.

 

In November of 2009 the Federal Reserve made final their proposed changes to Regulation E regarding overdrafts.  The primary intent of these changes is to ensure that consumers are willing participants in a bank's overdraft program as it relates to ATM and selected debit card transactions. 

In addition to consumer compliance issues, the regulatory changes impose significant technological challenges on banks, their core software vendors, and their card processing partners.  Selected requirements include additional detail as to the source and disposition of transactions, new requirements for interactive communication via local and network ATM channels, and new notification and reporting requirements for electronic transactions.

This webinar will address and explain the technology requirements of the changes, discuss their potential implications, and provide guidance to banks as they interface with their technology providers to assess their efforts toward compliance.

 

Why Participate?

Participants will gain the knowledge necessary to properly manage their vendor relationships to ensure that full compliance with the regulation is achieved prior to the July 1, 2010 deadline.

 

Highlights

• Internal System Changes Required: transaction codes, processing routines
• Core Vendor Planned Changes
• ATM/Debit Network Planned Changes
• Vendor Management: potential for vendors to charge for enhancements

 

Audience

Senior management, IT auditors, risk managers, compliance officers, IT and operations staff.

 

CE Applied: 2.5 hrs. CRCM with the Institute of Certified Bankers

CE Awarded: 2 hrs. with the Texas State Board of Public Accountancy

 

Presenters

Trent Fleming was a pioneer in the introduction of check imaging technology to the community bank market, working as a consultant with hundreds of banks in the selection, implementation, and management of image P.O.D, archive, and statement systems.  One key to this success is Fleming's ability to assist banks in training employees and educating customers about the benefits of products and services. He has consulted with banks on matters as diverse as strategic planning, business continuity, and operational efficiency.  His background includes correspondent banking, regulatory compliance, and industry experience as a sales operations executive with two large banking software vendors. Mr. Fleming's presentations on technology, management, and strategy consistently get the highest marks from his audiences.  He has served on the faculty of several graduate banking schools and regularly contributes articles to industry publications.

Register Below

Date/Time: 3/24/2010 12:30 - 2:30 pm
Subject: Compliance
Format: Webinar

Managing Financial Performance

Presenters: Andy Sigl and Sue Kappel, Wipfli LLP

This 90-minute program will be presented live on:

March 24                 9:00-10:30 a.m. Central Time

Price: $325

During this webinar, we will assess, diagnose, and execute performance improvement strategies for improved effectiveness. We will also examine the characteristics of high-performing financial institutions and look at critical factors and strategies.  Specific subjects that will be covered during the seminar include: product pricing, customer relationships, core deposits, reducing non-earning assets, collecting the fees you publish and strategies related to workflow and efficiencies.

Target Audience: Senior management

To register, click on link below

Date/Time: 3/24/2010 8:00 - 9:30 am
Subject: Bank Financial Management
Format: Webinar

How to Comply With the New Risk-Based Pricing Regulations

On December 22, 2009 the Federal Reserve and the FTC published 202 pages of final rules to implement the risk-based pricing provisions in section 311 of the FACT Act.  This webinar explains the new rules.

 

This final piece of the FACT Act, which has been unfolding since December 2003, requires all financial institutions to adopt new policies and new procedures to comply with the new requirements.  The final rules, effective on January 1, 2011:

• Require a creditor to provide a risk-based pricing notice to a consumer when the creditor uses a consumer report to grant or extend credit to the consumer on terms that are materially less favorable than the most favorable terms available to a substantial proportion of consumers from or through that creditor.
• Provide for two alternative means by which creditors can determine when they are offering credit on terms that are materially less favorable.
• Include certain exceptions to the general rule, including exceptions for creditors that provide a consumer with a disclosure of the consumer's credit score in conjunction with additional information that provides context for the credit score disclosure.
• ·

Highlights

This program explains the new risked-based pricing rules including:

• Who is covered by the new requirements;
• An explanation of the menu of approaches that creditors may use to comply with the new requirements.
• Which terms are "material terms;"
• How to determine when terms are "materially less favorable;"
• The three methods for determining which consumers must receive risk-based pricing notices: Case-by-case direct comparison; Credit score proxy; and Tiered pricing;
• The new risk-based pricing notice, including:
  • When the notice is required;
    • Price increase upon account review;
    • The required content of the notice;
    • Form of the notice;
    • The timing of the notice; and
    • The exceptions to use of the notice.
• The revised credit score notice;
• The new notice required when no credit score is available.

 

Speaker

Jack Holzknecht, a principal with Pegasus Educational Services, LLC, has provided training for 27 years. He started as a federal bank examiner.  He also headed the form and software division of a regional consulting company and spent 7 years in charge of their education division. Jack has been an instructor at compliance schools presented by the Kentucky, Pennsylvania, New York and Texas bankers associations and developed and delivered training for the FDIC and OTS.

Register by clicking on link below

Date/Time: 3/23/2010 12:30-2:30 pm
Subject: Compliance
Format: Webinar

Fundamentals Of Loan Pricing

Presenter: Tom Farin, Farin & Associates

This four-part program will be presented live on:

March 23, 30, April 6 & 13             10:00-11:40 a.m. Central Time

Price: $795

Through this course, you will examine the misconceptions of some popular approaches to loan pricing.  You will review the elements of an effective loan pricing model, and how to price features in loans to meet demands and manage risks.  The recent financial crisis has shown vivid examples of loans that have been underpriced relative to their risk and cost.  A loan’s rate should provide a risk free return plus adjustments to reflect its interest rate risk, credit risk, option risk, and servicing cost and provide enough spread to hit profitability objectives.  This sounds simple, but the devil is in the details.  Which loss experience should you use – from the good times or from the bad times?  Why shouldn’t you price based on your average cost of funds?  Why shouldn’t you price solely off of competitive rates?  A good pricing model gathers the appropriate inputs and applies best practices analytics.  In this four part series Tom Farin will examine the required elements for better loan pricing methods.

Target Audience:  CEOs, CFOs, lending officers

To register, click on the link below

Date/Time: 3/23/2010 9:00 - 10:40 am
Subject: Lending
Format: Webinar

Advanced Loan Documentation

An intensive, practical, “real world” review of critical loan documentation issues, best practices, proper lien creation and monitoring under the requirements of the Revised Article 9.

 

This webinar has been created for bankers who have a basic understanding of loan documentation obtained by training or experience and wish to further develop, refine, confirm or polish those skills.  It deals with all types of collateral except real estate. 

 

Program content is based on questions most frequently asked during seminars presented by the instructor on a nationwide basis.  The program is not a theory lesson.  Participants will receive a practical, “real world,” intensive review of critical loan documentation issues, best practices, proper lien creation and monitoring under the requirements of the Revised Article 9 of the Uniform Commercial Code.   Questions and special situations brought forth by participants will help deepen participants’ understanding.

 

Highlights

• Effective collateral description language for the security agreement and financing statement;
• Purchase money security interests;
• Perfecting liens on collateral not owned by the borrower;
• Importance of and new techniques for the UCC lien search;
• Required documentation for ensuring proper creation of “perfected,” first lien security interests for all kinds of collateral except real estate;
• Security agreements, notes, and UCC financing statement forms;
• UCC filing requirements for each type of collateral;
• How, when and why of Guarantees and Co-signers;
• Signature requirements and supporting documentation requirements for all types of borrowers, including individuals, corporations, partnerships, LLCs and assumed names.

 

Audience

Loan officers, credit analysts, note and credit department personnel, internal auditors, loan review and compliance personnel, or any banker involved in the lending function.

 

CE Awarded:  2 hrs. with the Texas State Board of Public Accountancy

CE Applied: 2.5 hrs. CRCM/CLBB/CPB with the Institute of Certified Bankers

 

Speaker

Bob Ullom, a nationally known banking educator, has taught loan documentation for 30 years. His presentations are low in theory and  high in practical, "how to" information in a teaching style that is dramatic, humorous and well balanced as to education and keeping participant attention. Seminar participants will gain a substantial amount of ready to use information, techniques and procedures.

 

Register by clinking on link below

Date/Time: 3/22/2010 12:30-2:30 pm
Subject: Lending
Format: Webinar

Social Networking Strategies – Succeeding Beyond Your Website

Presenter: Eric Cook, WSI Internet Consulting

This 90-minute program will be presented live on:

March 18                 2:00-3:30 p.m. Central Time

Price: $325

All too often banks see their website as simply a way for their customers to log in to online banking and are missing opportunities to generate sales and cultivate new business online. With roughly 60% of all purchases today starting with a visit to the Internet to do their research, community bankers need to take proactive measures to ensure they are found and have an opportunity to capture this visitor traffic.  Items that we cover will include overviews on ways to generate traffic to your site, such as search engine optimization (SEO) and paid search marketing (PPC) as well as the ways to build relationships online with social networking tools like blogs, Facebook, Twitter, YouTube and the like. We’ll also go into the benefits of e-mail marketing, explain the difference between a “brochure” website and one that actually is designed to “sell” and convert customers.

Target Audience: This course will be beneficial for anyone involved in the bank’s overall strategic direction, marketing planning or sales strategies - or anyone interested in gaining a better understanding of the Internet and how it can be utilized as a strategic tool at the bank. Information will be presented at a "high level" and will not be technical in nature, so even "non-technical" attendees will come away with some very useful information. Functionally, it would be beneficial for senior level officers, marketing, information technology, sales, retail, lending and related areas.

To register, please click on link below

Date/Time: 3/18/2010 1:00 - 2:30 pm
Subject: Marketing & Sales
Format: Webinar

ALCO Participation in A/L Management - Sp10

Please see link below to register

Date/Time: 3/17/2010 9:00 - 10:45 am
Subject: General Banking
Format: Webinar

Compelling Advertising For Community Banks

Presenter: Tom Hershberger, Cross Financial Group

This two-hour program will be presented live on:

March 16                 1:30-3:30 p.m. Central Time

Price: $355

This two-hour program will be available in the GSB ON DEMAND Library after March 16

Price: $385

You've been there before, the newspaper deadline is this afternoon and you need an ad...quick! What do you do? Participate in this session and learn how to develop effective advertising using a few basic principles that will improve your newspaper, radio and direct mail communications. Avoid the common mistakes of cute clip art and headlines. Utilize the correct strategies for developing highly effective headlines and supporting copy. Learn how to balance your communications and optimize your marketing investments with proper planning of your advertising, market segments and products. If your organization uses newspaper ads, radio spots and direct mail to support your marketing efforts, encourage your marketing professionals and marketing committee to participate in this informative, how-to session. Together, they will all benefit from the information, drawn directly from successful bank promotions.

Target Audience: Senior management, branch managers, marketing officers, marketing committee members

To register, click on link below

Date/Time: 3/16/2010 12:30 - 2:30 pm
Subject: Marketing & Sales
Format: Webinar

Overdraft Consent:  Reg E Changes

EXCLUSIVE INVITATION TO ATTEND
Gain an overview of the regulatory changes and implications - enabling you to address the challenges of notification, pursuit of “opt-in” consent, and confirmation.

Scott Peterson, Director of Product Management at Deluxe, Seminar Facilitator, shares the credit union perspective of the Reg–including revenue impacts on FI’s and options each FI must address such as segmentation and budget.

In addition, you will learn:
• How you can address the notification/confirmation requirements
• Effective strategies to pursue, capture and report opt-in responses
• How pURL can serve as a high response tool and how outbound calling can work to follow-up with non-responders

To learn more about Deluxe opt-in tools visit http://www.thinkdeluxe.com/RegE

Contact your Deluxe rep to receive a free white paper

Date/Time: 3/16/2010 12:00 pm
Subject: Compliance
Format: Webinar

Commercial Business Development

Presenter: Tom Hershberger, Cross Financial Group

This 90-minute program will be presented live on:

March 16                 10:00-11:30 a.m. Central Time

Price: $325

The program identifies the six critical ingredients required to improve and manage a successful relationship development program with commercial businesses and professionals. The session provides clear direction for developing a well-defined management structure, quality customer and prospect information, participant accountability, performance measurement, sales support and reward systems. Attendees will receive guidance to establish or improve the management structure of a business development program, assist with the training and education of business development program participants, take an active role in a business development program, direct the development of an information management system to identify customers and prospects, as well as, track the performance of program participants.

Target Audience: Senior management, branch managers, loan officers, sales managers

To register, please click on link below

Date/Time: 3/16/2010 9:00 - 10:30 am
Subject: Lending
Format: Webinar

Sharing Customer Information With Affiliates &Third Parties

This program explains provisions of both the Privacy Rules and the Fair Credit Reporting Act. It includes what information may and may not be shared, when is an opt-out program required, what information must be disclosed to whom and when it must be disclosed.

 

Two laws regulate sharing customer information with third parties.

• The privacy requirements of the Gramm-Leach-Bliley Act govern the sharing of information with non-affiliated third parties.
• The Fair Credit Reporting Act, as amended by the Fair and Accurate Credit Transaction Act (FACT Act), regulates sharing with affiliates.

Every financial institution in the nation is affected by these laws.

 

Why Participate?

This program explains the provisions of both the Privacy Rules and the Fair Credit Reporting Act. Coverage includes what information may and may not be shared, when an opt-out program is required (The new FACTA affiliate sharing rules require many banks that previously avoided an opt-out program to begin such a program.), what information must be disclosed to whom and when it must be disclosed.  Participants receive a detailed manual that explains all of the rules. The handbook will continue to be a valuable resource long after the program has ended.

 

Highlights

• What types of accounts and activities are covered by the Privacy regulations;
• What types of accounts and activities are covered by the Fair Credit Reporting Act;
• How to determine who is considered an affiliate;
• The rules for sharing customer information with affiliates;
• The limits on use of customer information;
• What information can be shared without an opt-out;
• How to avoid opt-outs;
• Is an opt- in program preferable to an opt-out program;
• How to manage an opt-out/opt-in program; and
• Required disclosures, including the new model privacy disclosure.

 

Speaker

Jack Holzknecht, a principal with Pegasus Educational Services, LLC, has provided training to thousands of bankers and examiners for 27 years. He has the ability to identify the key compliance issues from each regulation.  Jack’s career began as a federal bank examiner.  He also headed the form and software division of a regional consulting company and spent 7 years in charge of their education division.  Jack has been an instructor at compliance schools presented by the Kentucky, Pennsylvania, New York and Texas bankers associations. He also developed and delivered training for the FDIC and OTS.

 

Audience

Compliance officers, auditors, and those in the loan and operation departments with responsibility for assuring compliance with the information sharing laws.

To register, clink on link below

Date/Time: 3/15/2010 12:30-2:30 pm
Subject: General Banking
Format: Webinar

Why Is That Revolving Line Of Credit Not Revolving?

Presenter: Jeffery Johnson, Bankers Insight Group, LLC

This 90-minute program will be presented live on:

March 15                 10:00-11:30 a.m. Central Time

Price: $325

How many times have you approved and made available a revolving line of credit for a customer who ultimately borrows up the maximum credit limit and keeps the balance at that point all year?  When this occurs, it is often frustrating to bankers.  In order to be repaid, bankers must convert all or a portion of the line into a term loan and choosing the right amount to convert is a guessing game in many cases.  This session will examine in detail what causes a borrower’s short term line of credit to become permanent working capital.  Some of the reasons may be intentional while others are unintentional.  This session will help you to distinguish between the two and provide a deeper understanding of the impact and interrelationship of sales, current assets, profits, cash flow and creditors on the line of credit.  Participants will be able to notice the warning signs of a line of credit that is rapidly becoming permanent working capital and the analysis required to avoid this from occurring.  The participants will also have an enhanced understanding of how to structure short term credit facilities to achieve maximum safety and efficiency for the borrower and the bank.

Target Audience: Credit analysts and lenders

To register, please click on link below

Date/Time: 3/15/2010 9:00 - 10:30 am
Subject: Lending
Format: Webinar

Maintaining Your Identity Theft Prevention Program

Final regulations implementing Section 114 (Red Flag Guidelines) of the FACT Act were effective November 1, 2008, but the responsibilities are ongoing. This webinar provides step-by-step instructions on how to comply.

 

Final regulations implementing Section 114 (Red Flag Guidelines) of the Fair and Accurate Credit Transaction Act (FACT Act) were effective on November 1, 2008. Substantial work was needed to meet the compliance deadlines of Section 114. But the work did not stop in 2008. The responsibilities are ongoing. This webinar provides step-by-step instructions on how to comply with the ongoing requirement to maintain your Identity Theft Prevention Program.

 

The joint regulations required each financial institution to establish a written Identity Theft Prevention Program (Program). As part of the Program every financial institution was required to conduct a risk assessment, develop policies and procedures, obtain board approval and train appropriate personnel. An annual report to the board of directors is a required element for oversight of the Program. There are ongoing responsibilities in all elements of the Program.

 

Why Participate?

Upon completion, participants understand the ongoing responsibility to:

• Maintain an Identity Theft Prevention Program;
• Train staff to implement the Program;
• Oversee service provider arrangements; and
• Make appropriate reports to management.

Participants receive a detailed manual that explains all of the new provisions.

 

Highlights

• How to periodically update the risk assessment;
• When and how to update the Identity Theft Prevention Program;
• Monitoring service provider compliance;
• Content of the required annual reports;
• Management response to annual reports;
• Audit responsibilities;
• When and how to provide ongoing training; and
• Documenting training.

 

Speaker

Jack Holzknecht, a principal with Pegasus Educational Services, LLC, has provided training to thousands of bankers and examiners for 27 years. Jack’s career began as a federal bank examiner.  He also headed the form and software division of a regional consulting company and headed their education division for 7 years. Jack has been an instructor at compliance schools presented by the Kentucky, Pennsylvania, New York and Texas bankers associations. He also developed and delivered training for the FDIC and OTS.

 

Audience

The program is designed for senior management, compliance officers, auditors, security officers, and operations personnel. 

 

CE Awarded:  2 hours with the Texas State Board of Public Accountancy

CE Applied: 2.5 hours CRCM/CPB/CLBB/CFSSP with the ICB

Register by Clicking on Link Below

Date/Time: 3/12/2010 12:30-2:30 pm
Subject: General Banking
Format: Webinar

IRA:  Advanced Issues for 2010

(Denver)

ICB-CISP
As the first decade of a new century comes to a close, more of us face an uncertain future than ever before. The changing landscape of our employment, retirement, and taxation continues to occupy much of our thoughts and activities as we move closer to a new decade. Has your IRA department adapted to these economic changes and trends? This course explores distribution and income planning options for IRA holders and their beneficiaries as they approach retirement. For example, the Roth IRA will be available for the first time to a new group of previously ineligible individuals. How will this new option affect their plans for the future? The baby boomers are beginning to distribute their long-saved retirement assets. How will they maximize those assets and how will they pass on those assets to their loved ones? Learn the answers to these questions and more by attending this dynamic seminar.

Course topics include:
SERVICE ENHANCEMENT OPPORTUNITIES
• Understand the new opportunity for high-income, high net-worth individuals to use Roth IRAs
• Review employer-sponsored retirement plan-to-Roth IRA rollover rules
• Discover how being proficient in recharacterizing contributions may enhance the services you provide to your IRA holders
• Identify excess contributions and solutions for correcting them while maintaining asset retention

REQUIRED MINIMUM DISTRIBUTIONS
• Review current RMD rules
• Understand the historical perspective
• Discuss what the future may hold

BENEFICIARY ISSUES
• Learn the nuances between inherited IRAs and subaccounts and the different beneficiary options
• Discuss minors as beneficiaries
• Explore trusts and estates as beneficiaries, including qualified/nonqualified trusts and special treatment under private letter rulings
• Understand the rules and reasons for disclaiming inherited IRA assets

REPORTING REQUIREMENTS
• Know (and love?) the new Form 5498
• Become an expert at year-of-death reporting
• Lose your fear of reporting corrections
• Understand the reports required for account holders

To register, please see flier below

Location: Curtis Hotel, 1405 Curtis Street, Denver
Date/Time: 3/12/2010 8:30 am - 4:15 pm
Subject: Lending
Format: Live, In-Person

Funding Outside The “Core” – Making The Most Of Wholesale Options

Presenter: Karl Nelson, KPN Consulting

This two-part program will be presented live on:

March 11 & 18                   10:00-11:30 a.m. Central Time

Price: $450

Wholesale funding or “non-core” funding now represents 20% of industry liabilities.  Without these sources reasonable growth would be difficult and many bankers are finding efficiencies in this arena that make the practice crucial to success. Our course is designed to examine this funding trend and review best practices in their use. We will examine all such funding sources in our course.  Specific subjects covered include: industry trends, ALCO concepts for wholesale funding, limits and sub-limits for wholesale funding sources, secured and unsecured funding options and best practices for users of wholesale funding options.

Target Audience: CEOs/CFOs of community banks and financial staff involved in the ALCO and funding arenas

To register, click on the link below

Date/Time: 3/11/2010 9:00 - 10:30 am
Subject: Lending
Format: Webinar

IRA Essentials 2010

(Denver)

ICB-CISP
The IRA Essentials seminar is one of our most popular programs offered by CFTWS and Ascensus. Each year thousands of IRA professionals attend this seminar to enhance their knowledge of Traditional and Roth IRAs—including the latest information on IRA portability, beneficiary, and reporting rules. Ascensus' experienced instructors use classroom instruction, multimedia presentations, and real-life examples to create an ideal learning environment for attendees. This seminar is designed to teach IRA fundamentals to individuals who are new to the retirement industry or who need a general IRA refresher. Although the IRA Essentials seminar is an introductory course, the instructors will assist attendees with more advanced questions.

Course topics include:
ROTH AND TRADITIONAL IRA PLAN ESTABLISHMENT
• Documentation requirements
• Plan agreements and disclosure statements

CONTRIBUTIONS
• Eligibility requirements
• Distinction between eligibility and deductibility

MOVING IRA ASSETS
• Rollovers, transfers, conversions, and recharacterizations
• Transaction forms
• Step-by-step procedures

ROTH AND TRADITIONAL IRA DISTRIBUTIONS
• Required minimum distributions (RMDs)
• Roth IRA distribution rules
• Beneficiary distributions

REQUIRED REPORTING
• Importance of accurately completing transaction forms
• Reporting deadlines

For registration information, see attached flier

Location: 1405 Curtis Street, Denver
Date/Time: 5/11/2010 8:30 am - 4:15 pm
Subject: General Banking
Format: Live, In-Person

Complying with the FFIEC Interest Rate Risk Advisory

On January 7, 2010 FFIEC issued an advisory to all federally insured financial institutions with specific directives on Interest Rate Risk Management.  This webinar will explore the requirements and highlight key issues.

 

The FFIEC Interest Rate Risk (IRR) advisory was viewed by many as a new set of expectations.  In fact, these expectations are nothing more than a restatement of their 1996 Joint Agency Policy Statement on Interest Rate Risk.  Join David Koch, COO of Farin & Associates as we examine the increased expectations for upcoming interest rate risk exams and what you can do now to prepare. The advisory provides guidance on:

• Changes in corporate governance, policies and procedures to effectively communicate risks
• Discussion of appropriate measurement and monitoring systems for institutions of all sizes. 
• Outlines expectations for institutions outsourcing the interest rate risk management process
• How to address risk mitigation strategies,  what steps are taken to minimize, prohibit, or fix compliance problems
• How to establish prudent internal controls

 

Highlights

This program will explore the advisory guidance through the use of actual case data comparing traditional approach to new requirements, illustrating the impact on decision making.  Specifically we will cover:

• The difference in using static or dynamic balance sheet projections in measuring income at risk
• How the projection of interest rates impacts ALCO decisions
• What pitfalls exist in typical interest rate risk policies
• Why Economic Value Methods make sense, when properly applied
• How the future rules on liquidity risk management due out this Spring/Summer will impact the Interest Rate Risk process
• What 3 things you can do now to begin to comply

 

Audience

CEOs, CFOs, Controllers, Directors, Senior Bank Officers and Auditors.

CE Awarded:  2 hours with the Texas State Board of Public Accountancy

 

Speaker

David W. Koch is an industry lecturer and consultant for the financial institution industry.  He has delivered educational programs for national and state industry trade groups, in addition to several Federal Home Loan Banks. He serves on the faculty of the Graduate School of Banking at the University of Wisconsin and has served as faculty of the CUNA Management School in Madison, WI.  Since joining Farin in 1993, Mr. Koch has been a frequent speaker on asset/liability and interest rate risk management to financial executives across the country.  In addition to the speaking roles, Mr. Koch also consults with financial executives to help find creative solutions to their business challenges. Prior to joining FARIN, Mr. Koch worked with a Midwestern consulting firm, assisting financial institutions in the development of asset-liability procedures, policies and measurement systems.

To register, click on link below

Date/Time: 3/10/201 12:30-2:30 pm
Subject: Compliance
Format: Webinar

Current Issues In Consumer Lending Compliance

Presenter: Linda A. Albrecht, Eide Bailly, LLP

This 90-minute program will be presented live on:

March 10                 10:00-11:30 a.m. Central Time

Price: $325

This program will help increase your understanding of consumer loan regulations and how and when to apply them. Specific subjects that will be covered during the seminar include: Truth in Lending Act/Regulation Z, Real Estate Settlement Procedures Act (RESPA), Flood Disaster Protection Act, Equal Credit Opportunity Act/Regulation B.

Target Audience: Personal bankers, consumer loan officers, loan support staff, real estate lenders, loan review personnel, compliance officers, internal auditors

To register, click on link below

Date/Time: 3/10/2010 9:00 - 10:30 am
Subject: Compliance
Format: Webinar

IRA Essentials 2010

(Loveland)

ICB-CISP
The IRA Essentials seminar is one of our most popular programs offered by CFTWS and Ascensus. Each year thousands of IRA professionals attend this seminar to enhance their knowledge of Traditional and Roth IRAs—including the latest information on IRA portability, beneficiary, and reporting rules. Ascensus' experienced instructors use classroom instruction, multimedia presentations, and real-life examples to create an ideal learning environment for attendees. This seminar is designed to teach IRA fundamentals to individuals who are new to the retirement industry or who need a general IRA refresher. Although the IRA Essentials seminar is an introductory course, the instructors will assist attendees with more advanced questions.

Course topics include:
ROTH AND TRADITIONAL IRA PLAN ESTABLISHMENT
• Documentation requirements
• Plan agreements and disclosure statements

CONTRIBUTIONS
• Eligibility requirements
• Distinction between eligibility and deductibility

MOVING IRA ASSETS
• Rollovers, transfers, conversions, and recharacterizations
• Transaction forms
• Step-by-step procedures

ROTH AND TRADITIONAL IRA DISTRIBUTIONS
• Required minimum distributions (RMDs)
• Roth IRA distribution rules
• Beneficiary distributions

REQUIRED REPORTING
• Importance of accurately completing transaction forms
• Reporting deadlines

For registration information, see attached flier

Location: 4705 Clydesdale Parkway, Loveland
Date/Time: 3/10/2010 8:30 am - 4:15 pm
Subject: General Banking
Format: Live, In-Person

Copyright © 2010 Colorado Bankers Association. All rights reserved.
Website design by Unleaded Software & Digital Peabody.