Government Relations
Here is your central hub to find information on the industry’s most pertinent issues. Whether you’re looking for a basic understanding, specific communication tools, background, informational resources or corresponding CBA training – everything you need is right here. This is your one stop shop whether you’re grasping an issue for the first time or looking for detailed information.
State Issues
- State Legislative Positions
Find CBA's Legislative Status Sheets and other information that you can use to follow the state bills CBA is working on in the legislative session.
- Robbery Prevention
This resource page will provide you with current robbery alerts, relevant news, resources on how your bank can prevent robberies, suggestions on how to work with law enforcement, and educational opportunities encompasing the most current information and techniques.
- Fraud Resource Page
Colorado Bankers Association offers bank fraud prevention resources to help you with your bank needs. Courses to fit your busy schedule, news on the most current fraud trends, and fraud prevention seminars to train bank employees at every level.
Federal Issues
- Perlmutter’s CRE Loss Amortization Amendment
An amendment that would allow banks to amortize losses from commercial real estate was added to the House’s small business lending bill (HR 5297).
- Senate Financial Regulatory Reform
CBA resources on Chairman Dodd's proposed financial regulatory refom bill.
- Regulation of Interchange Fees
Senator Richard Durbin has introduced 3 amendments to regulate the interchange rates banks charge merchants to use card payment systems.
Regulatory Issues
- FASB Mark To Market Changes
In response to the 2008 financial turmoil, the Financial Accounting Standards Board has recommended sweeping changes. Comments Due 9/30/10
- Mark-to-Market Accounting Principles
Inflexible accounting policies have contributed directly to the current financial crisis by requiring long-term assets to be marked to the market’s current going rate – otherwise known as mark-to-market.
- New Regulation Z Rules
In July of 2009 the Federal Reserve Board adopted a final rule aimed to protect consumers from deceptive practices regarding home mortgage loans by restricting certain mortgage practices. The new rules go into effect October 1st, 2009.